Continental Bank · Mastercard · Business
Novo Business
A no-annual-fee business card earning cash back: 1× on everything.
- Annual fee
- $0No annual fee
- Signup bonus
- NoneNo signup bonus listed
- Top rate
- 1×All Other
- Point value
- 1¢Cash back, a cent a point
Year one and year two
Is it worth it for you?
Tick the credits you’d really use and enter what you spend. The ledger adds up the bonus, your points and the credits, less the fee.
| Line | Year one | Year two |
|---|---|---|
| Signup bonus None listed | $0 | – |
| Cash back on your spend Enter your spending | $0 | $0 |
| Credits you’d use No statement credits listed | $0 | $0 |
| Annual fee No annual fee | $0 | $0 |
| NetYear one includes the bonus · at your inputs · our estimates* | $0 | $0 |
Earning structure
1 category, 1 rate
| Icon | Category | Points per $1 | Worth per $100 (our estimate)* |
|---|---|---|---|
All Other NotesYou’ll earn cash back for every business purchase. Simply, keep $5,000 or more in your Novo checking account to unlock 2% cashback. If your balance drops below that, you’ll still get 1%. | 1× | $1.00 |
The rest of the card
Details, rules and benefits
Card details
- Annual fee
- None
- Card type
- Business
- Network
- Mastercard
- Bank
- Continental Bank
- Point system
- Cash back
- Foreign transaction fee
- Yes, 2.9%
- Transfer partners
- No
- Travel portal redemption
- No
- Cash to travel
- No
Application rules1
- Novo Invite
Invite only, evaluated based having a novo business checking account
Alternatives
Head to head with similar cards
 Novo Business |  American Express Blue Business Cash |  American Express Blue Business Plus |  Bank of America Business Advantage Unlimited Cash Rewards | |
|---|---|---|---|---|
| Annual fee | $0 | $0Same | $0Same | $0Same |
| Signup bonus | None | $250 | 15,000 pts | $500 |
| Top rate | 1×All Other | 2×All Other | 2×All Other | 1.5×All Other |
| Travel value * | –Cash back | –Cash back | 1.9¢Membership Rewards | –Preferred Rewards for Business |
| Why it’s here | This card | Also no annual fee; business card | Also no annual fee, with transferable points; business card | Also no annual fee; business card |
American Express Blue Business Cash
$0 fee (same) · 2× top$250 bonusAlso no annual fee; business card
American Express Blue Business Plus
$0 fee (same) · 2× top15,000 pts bonusAlso no annual fee, with transferable points; business card
Bank of America Business Advantage Unlimited Cash Rewards
$0 fee (same) · 1.5× top$500 bonusAlso no annual fee; business card
* Point valuations are RICH with POINTS™ editorial estimates, averaged from published valuations by The Points Guy, Upgraded Points, and Frequent Miler. They are not issuer figures and do not represent guaranteed redemption value.
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