American Express · Business
American Express Blue Business Cash
A no-annual-fee business card earning cash back: 2× on everything.
- Annual fee
- $0No annual fee
- Signup bonus
- $250Cash bonus
- Top rate
- 2×All Other
- Point value
- 1¢Cash back, a cent a point
Year one and year two
Is it worth it for you?
Tick the credits you’d really use and enter what you spend. The ledger adds up the bonus, your points and the credits, less the fee.
| Line | Year one | Year two |
|---|---|---|
| Signup bonus cash | $250 | – |
| Cash back on your spend Enter your spending | $0 | $0 |
| Credits you’d use No statement credits listed | $0 | $0 |
| Annual fee No annual fee | $0 | $0 |
| NetYear one includes the bonus · at your inputs · our estimates* | $250 | $0 |
Bonus terms: Earn a $250 statement credit after you spend $3,000 in purchases on your Card in your first 3 months.
Earning structure
1 category, 1 rate
| Icon | Category | Points per $1 | Worth per $100 (our estimate)* |
|---|---|---|---|
All Other Cap $50,000 / 12 moNotesOn purchases up to $50,000 per year, (then 1%). | 2× | $2.00 |
The rest of the card
Details, rules and benefits
Card details
- Annual fee
- None
- Card type
- Business
- Network
- American Express
- Bank
- American Express
- Point system
- Cash back
- Foreign transaction fee
- Yes, 2.7%
- Transfer partners
- No
- Travel portal redemption
- No
- Cash to travel
- No
Application rules3
- Amex 1/10
Amex allows only one bonus per specific card per lifetime. However, when a "No Lifetime Language" offer is available, it means you can receive the sign-up bonus even if you've held that card previously and already earned its bonus. These offers are rare and are usually targeted to specific individuals/businesses, either through email, physical mail, or direct application links.
- Amex 3/90
You'll be declined if you apply for a fourth Amex card in 90 days.
- No 5/24
Card approval not subject to 5-personal-cards-in-24-months rule
Benefits1 · 0 high value
- Car Rental Insurance Car Rental Loss and Damage Insurance
Benefit details, terms, and availability may vary. Please refer to the card’s terms and conditions for complete information.
Alternatives
Head to head with similar cards
 American Express Blue Business Cash |  American Express Blue Business Plus |  American Express Business Green Rewards |  Bank of America Business Advantage Unlimited Cash Rewards | |
|---|---|---|---|---|
| Annual fee | $0 | $0Same | $95+$95 | $0Same |
| Signup bonus | $250 | 15,000 pts | 15,000 pts | $500 |
| Top rate | 2×All Other | 2×All Other | 2×Airfare (Portal), Hotels (Portal) | 1.5×All Other |
| Travel value * | –Cash back | 1.9¢Membership Rewards | 1.9¢Membership Rewards | –Preferred Rewards for Business |
| Why it’s here | This card | Also no annual fee, with transferable points; business card | An annual fee within $100, with transferable points; business card | Also no annual fee; business card |
American Express Blue Business Plus
$0 fee (same) · 2× top15,000 pts bonusAlso no annual fee, with transferable points; business card
American Express Business Green Rewards
$95 fee (+$95) · 2× top15,000 pts bonusAn annual fee within $100, with transferable points; business card
Bank of America Business Advantage Unlimited Cash Rewards
$0 fee (same) · 1.5× top$500 bonusAlso no annual fee; business card
* Point valuations are RICH with POINTS™ editorial estimates, averaged from published valuations by The Points Guy, Upgraded Points, and Frequent Miler. They are not issuer figures and do not represent guaranteed redemption value.
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