American Express · Business
American Express Business Green Rewards
A $95-a-year business card earning Membership Rewards: 2× on Airfare (Portal) and Hotels (Portal), 1× on everything else.
- Annual fee
- $95Charged every year
- Signup bonus
- 15,000 ≈ $285 in travel (our estimate)*
- Top rate
- 2×Airfare (Portal), Hotels (Portal)
- Point value
- 1.9¢ In travel · 0.7¢ as cash (our estimate)*
Year one and year two
Is it worth it for you?
Tick the credits you’d really use and enter what you spend. The ledger adds up the bonus, your points and the credits, less the fee.
| Line | Year one | Year two |
|---|---|---|
| Signup bonus 15,000 points | $285 | – |
| Points on your spend Enter your spending | $0 | $0 |
| Credits you’d use No statement credits listed | $0 | $0 |
| Annual fee Charged each year | −$95 | −$95 |
| NetYear one includes the bonus · at your inputs · our estimates* | $190 | −$95 |
Bonus terms: Earn 15,000 Membership Rewards® points after you spend $3,000 in eligible purchases on the Card within your first 3 months of Card Membership.
Earning structure
3 categories, 2 rates
| Icon | Category | Points per $1 | Worth per $100 (our estimate)* |
|---|---|---|---|
| Airfare (Portal) | 2× | $3.80 | |
| Hotels (Portal) | 2× | $3.80 | |
| All Other | 1× | $1.90 |
The rest of the card
Details, rules and benefits
Card details
- Annual fee
- $95
- Card type
- Business
- Network
- American Express
- Bank
- American Express
- Point system
- Membership Rewards
- Travel value (our estimate)*
- 1.9¢ per point
- Cash value (our estimate)*
- 0.7¢ per point
- Foreign transaction fee
- None
- Transfer partners
- Yes
- Travel portal redemption
- Yes
- Cash to travel
- No
Application rules5
- Amex 1/10
Amex allows only one bonus per specific card per lifetime. However, when a "No Lifetime Language" offer is available, it means you can receive the sign-up bonus even if you've held that card previously and already earned its bonus. These offers are rare and are usually targeted to specific individuals/businesses, either through email, physical mail, or direct application links.
- Amex 3/90
You'll be declined if you apply for a fourth Amex card in 90 days.
- No 2nd Biz
You might not be allowed to get a second card for a separate business (EIN).
- No 5/24
Card approval not subject to 5-personal-cards-in-24-months rule
- No CR
This business card will not show on your personal credit report, so it won't count against your 5/24 status.
Transfer partners18
- AeroMexico Rewards 1:1.6
- Aeroplan 1:1
- ANA Mileage Club 1:1
- Asia Miles 5:4
- Avios 1:1
- Choice Privileges Rewards 1:1
- Emirates Skywards 5:4
- Etihad Guest Miles 1:1
- Flying Blue 1:1
- Flying Club 1:1
- Hilton Honors 1:2
- KrisFlyer 1:1
- Leaders Club 4:1
- LifeMiles 1:1
- Marriott Bonvoy 1:1
- Qantas Frequent Flyer 1:1
- SkyMiles 1:1
- True Blue 5:4
Ratio is Membership Rewards points to partner miles or points.
Benefits1 · 0 high value
- Car Rental Insurance SECONDARY Car Rental Loss and Damage Insurance
Benefit details, terms, and availability may vary. Please refer to the card’s terms and conditions for complete information.
Alternatives
Head to head with similar cards
 American Express Business Green Rewards |  American Express Blue Business Plus |  American Express Business Platinum |  Chase Ink Business Preferred | |
|---|---|---|---|---|
| Annual fee | $95 | $0−$95 | $895+$800 | $95Same |
| Signup bonus | 15,000 pts | 15,000 pts | 300,000 pts | 100,000 pts |
| Top rate | 2×Airfare (Portal), Hotels (Portal) | 2×All Other | 5×Hotels (Portal), Airfare (Portal) | 3×16 categories |
| Travel value * | 1.9¢Membership Rewards | 1.9¢Membership Rewards | 1.9¢Membership Rewards | 1.85¢Ultimate Rewards |
| Why it’s here | This card | Same issuer and the same Membership Rewards points, with no annual fee; business card | Same issuer and the same Membership Rewards points; business card | Same $95 annual fee, with transferable points; business card |
American Express Blue Business Plus
$0 fee (−$95) · 2× top15,000 pts bonusSame issuer and the same Membership Rewards points, with no annual fee; business card
American Express Business Platinum
$895 fee (+$800) · 5× top300,000 pts bonusSame issuer and the same Membership Rewards points; business card
Chase Ink Business Preferred
$95 fee (same) · 3× top100,000 pts bonusSame $95 annual fee, with transferable points; business card
* Point valuations are RICH with POINTS™ editorial estimates, averaged from published valuations by The Points Guy, Upgraded Points, and Frequent Miler. They are not issuer figures and do not represent guaranteed redemption value.
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