Privacy Policy

Last updated: October 28, 2025

1. Introduction

Welcome to Rich With Points™ ("we," "us," or "our"). We provide educational and informational content about credit cards, rewards programs, and travel. We are not a bank, lender, or credit card issuer. We do not process applications, approve credit, or issue financial products.

2. Information We Collect

We collect the following types of information:

Account Information: When you create an account, we collect your email address and password.
User-Submitted Data: You may voluntarily input credit card offers, spending habits, or wallet setups for personal tracking and comparison. This data is stored securely and used only to power your personalized tools.
Usage Data: We collect anonymized analytics (e.g., pages visited, time spent, device type, browser) via Google Analytics and other tools to improve site performance.
Cookies & Tracking: We use essential cookies for login functionality and optional analytics cookies. Third-party partners (e.g., Google Ads, affiliate networks) may set cookies for ad tracking and reporting.

3. How We Use Your Information

Your data is used solely to:

Provide and improve our website and tools
Send account-related emails (e.g., password reset)
Display personalized card comparisons and wallet setups
Measure site performance and user behavior (anonymized)

We do not sell, rent, or share your personal information with third parties for marketing purposes.

4. Affiliate & Referral Disclosure

We participate in affiliate marketing programs. If you click a credit card link and apply, we may earn a commission. This does not affect our content, which is based on public data and user reports.

We do not receive compensation for positive reviews or recommendations. All opinions are our own.

5. Cookies & Tracking Technologies

We use cookies for:

Session management (login)
Analytics (Google Analytics)
Advertising (Google Ads, affiliate networks)

You can disable cookies in your browser, but some features (e.g., saving wallet setups) may not work.

6. Third-Party Links & Services

Our site contains links to credit card issuers (e.g., Citi, Chase, Amex). We are not responsible for their privacy practices or application processes.

When you click an external link, you leave our site and are subject to the third party’s terms and policies.

7. Security

We use industry-standard encryption (HTTPS) and secure storage. However, no system is 100% secure. We are not liable for unauthorized access beyond our control.

8. Children's Privacy

Our site is not intended for users under 18. We do not knowingly collect data from minors.

9. Your Rights

You may request to access, correct, or delete your data by contacting us at support@richwithpoints.com .

10. Changes to This Policy

We may update this policy. Changes are effective upon posting. We will notify you of material changes via email or site banner.

11. Contact Us

Questions? Email us at support@richwithpoints.com

Google Ads Compliance Note: This website provides informational content only. We do not offer, underwrite, or guarantee credit. All credit card offers are subject to approval by the issuer. See issuer websites for terms and conditions.