How Rich with Points Compares
See how our free platform stacks up against the most popular credit card rewards tools. While others charge up to $240/year, Rich with Points offers more features at no cost.
Wallet comparison
Rich with Points: Unique
Competitors
TPG
NerdWallet
Upgraded Points
AwardWallet
CardPointers
MaxRewards
Kudos
point.me
Whiteboard visualization
Rich with Points: Unique
Competitors
TPG
NerdWallet
Upgraded Points
AwardWallet
CardPointers
MaxRewards
Kudos
point.me
Spending caps tracking
Rich with Points: Unique
Competitors
TPG
NerdWallet
Upgraded Points
AwardWallet
CardPointers
MaxRewards
Kudos
point.me
Custom categories
Rich with Points: Unique
Competitors
TPG
NerdWallet
Upgraded Points
AwardWallet
CardPointers
MaxRewards
Kudos
point.me
Card comparison
Rich with Points: Best
Competitors
TPG
NerdWallet
Upgraded Points
AwardWallet
CardPointers
MaxRewards
Kudos
point.me
Benefits tracking
Rich with Points: Best
Competitors
TPG
NerdWallet
Upgraded Points
AwardWallet
~CardPointers
MaxRewards
Kudos
point.me
Alerts
Rich with Points: Best
Competitors
TPG
NerdWallet
Upgraded Points
AwardWallet
CardPointers
MaxRewards
Kudos
point.me
Multi-player / household
Rich with Points: Best
Competitors
TPG
NerdWallet
Upgraded Points
AwardWallet
CardPointers
MaxRewards
Kudos
point.me
Application rules (5/24)
Rich with Points: Best
Competitors
TPG
NerdWallet
Upgraded Points
AwardWallet
CardPointers
MaxRewards
Kudos
point.me
Welcome bonus tracker
Rich with Points:
Competitors
TPG
NerdWallet
Upgraded Points
AwardWallet
CardPointers
MaxRewards
Kudos
point.me
Transfer partner calculator
Rich with Points:
Competitors
TPG
NerdWallet
Upgraded Points
AwardWallet
CardPointers
MaxRewards
Kudos
point.me
No bank login needed
Rich with Points:
Competitors
—TPG
—NerdWallet
—Upgraded Points
AwardWallet
~CardPointers
MaxRewards
Kudos
point.me
Price
Rich with Points:
Competitors
TPG
NerdWallet
Upgraded Points
~AwardWallet
~CardPointers
~MaxRewards
Kudos
~point.me
Point valuations
Rich with Points:Custom
Competitors
TPG
NerdWallet
Upgraded Points
AwardWallet
CardPointers
~MaxRewards
Kudos
point.me
"Which card to use"
Rich with Points:Page-based
Competitors
~TPG
NerdWallet
Upgraded Points
AwardWallet
CardPointers
MaxRewards
Kudos
point.me
Loyalty program tracking
Rich with Points:Points only
Competitors
~TPG
NerdWallet
Upgraded Points
AwardWallet
CardPointers
~MaxRewards
Kudos
point.me
| Feature | Rich with Points Free | TPG Free | NerdWallet Free | Upgraded Points Free | AwardWallet $50/yr | CardPointers $90/yr | MaxRewards $108-240/yr | Kudos Free | point.me $129/yr |
|---|---|---|---|---|---|---|---|---|---|
| Wallet comparison | Unique | ||||||||
| Whiteboard visualization | Unique | ||||||||
| Spending caps tracking | Unique | ||||||||
| Custom categories | Unique | ||||||||
| Card comparison | Best | ||||||||
| Benefits tracking | Best | Partial | |||||||
| Alerts | Best | ||||||||
| Multi-player / household | Best | ||||||||
| Application rules (5/24) | Best | ||||||||
| Welcome bonus tracker | |||||||||
| Transfer partner calculator | |||||||||
| No bank login needed | — | — | — | Card data only | |||||
| Price | $50/yr | $90/yr | $108-240/yr | $129/yr | |||||
| Point valuations | Custom | Best | Custom | ||||||
| "Which card to use" | Page-based | App | Best | ||||||
| Loyalty program tracking | Points only | App | Best | CC only |
Features Only Rich with Points Offers
Multi-Wallet Comparison
Compare entire card wallets side-by-side with spending allocation, category coverage, and net value calculations.
Interactive Whiteboard
Visualize your entire credit card ecosystem on an interactive canvas with cards, point systems, and partners.
Multi-Player Support
Track cards and optimize rewards for your entire household — partners, family members, and authorized users.
100% Free — No Paid Tiers
Every feature is currently free. No subscriptions, no paywalls. Competitors charge $50-$240 per year.
Ready to optimize your credit card rewards?
Join Rich with Points for free — no credit card required, no subscriptions, no hidden fees.