Chase · Visa Signature · Business

Chase Ink Business Preferred

A $95-a-year business card earning Ultimate Rewards: 3× on 16 categories, 1× on everything else.

Annual fee: $95Charged every year
Signup bonus: 100,000 ≈ $1,850 in travel (our estimate)*
Top rate: 3×16 categories
Point value: 1.85¢ In travel · 1¢ as cash (our estimate)*

Year one and year two

Is it worth it for you?

Tick the credits you’d really use and enter what you spend. The ledger adds up the bonus, your points and the credits, less the fee.

Line	Year one	Year two
Signup bonus 100,000 points · spend $8,000 on purchases in the first 3 months after account opening	$1,850	–
Points on your spend Enter your spending	$0	$0
Credits you’d use No statement credits listed	$0	$0
Annual fee Charged each year	−$95	−$95
NetYear one includes the bonus · at your inputs · our estimates*	$1,755	−$95

The bonus needs $8,000 on purchases in the first 3 months after account opening.

Compare whole wallets See how the Ink Business Preferred does beside the cards you already hold.

Earning structure

17 categories, 2 rates

Category	Points per $1	Worth per $100 (our estimate)*
Airfare Cap $25,000 / 12 mo, shared Notes Earn 5% cash back on the first $25,000 spent in combined purchases on cell phone services, internet and cable, marketing and advertising, shipping, and travel each account anniversary year.	3×	$5.55
Airfare (Portal) Cap $25,000 / 12 mo, shared Notes Portal not required. Earn 5% cash back on the first $25,000 spent in combined purchases on cell phone services, internet and cable, marketing and advertising, shipping, and travel each account anniversary year.	3×	$5.55
Car Rentals Cap $25,000 / 12 mo, shared Notes Earn 5% cash back on the first $25,000 spent in combined purchases on cell phone services, internet and cable, marketing and advertising, shipping, and travel each account anniversary year.	3×	$5.55
Car Rentals (Portal) Cap $25,000 / 12 mo, shared Notes Portal not required. Earn 5% cash back on the first $25,000 spent in combined purchases on cell phone services, internet and cable, marketing and advertising, shipping, and travel each account anniversary year.	3×	$5.55
Cell Phone Carriers Cap $25,000 / 12 mo, shared Notes Earn 5% cash back on the first $25,000 spent in combined purchases on cell phone services, internet and cable, marketing and advertising, shipping, and travel each account anniversary year.	3×	$5.55
Cruises Cap $25,000 / 12 mo, shared Notes Earn 5% cash back on the first $25,000 spent in combined purchases on cell phone services, internet and cable, marketing and advertising, shipping, and travel each account anniversary year.	3×	$5.55
Hotels Cap $25,000 / 12 mo, shared Notes Earn 5% cash back on the first $25,000 spent in combined purchases on cell phone services, internet and cable, marketing and advertising, shipping, and travel each account anniversary year.	3×	$5.55
Hotels (Portal) Cap $25,000 / 12 mo, shared Notes Portal not required. Earn 5% cash back on the first $25,000 spent in combined purchases on cell phone services, internet and cable, marketing and advertising, shipping, and travel each account anniversary year.	3×	$5.55
Internet and Cable Cap $25,000 / 12 mo, shared Notes Earn 5% cash back on the first $25,000 spent in combined purchases on cell phone services, internet and cable, marketing and advertising, shipping, and travel each account anniversary year.	3×	$5.55
Marketing / Advertising Cap $25,000 / 12 mo, shared Notes Earn 5% cash back on the first $25,000 spent in combined purchases on cell phone services, internet and cable, marketing and advertising, shipping, and travel each account anniversary year.	3×	$5.55
Parking Cap $25,000 / 12 mo, shared Notes Earn 5% cash back on the first $25,000 spent in combined purchases on cell phone services, internet and cable, marketing and advertising, shipping, and travel each account anniversary year.	3×	$5.55
Ridesharing Cap $25,000 / 12 mo, shared Notes Earn 5% cash back on the first $25,000 spent in combined purchases on cell phone services, internet and cable, marketing and advertising, shipping, and travel each account anniversary year.	3×	$5.55
Shipping Cap $25,000 / 12 mo, shared Notes Earn 5% cash back on the first $25,000 spent in combined purchases on cell phone services, internet and cable, marketing and advertising, shipping, and travel each account anniversary year.	3×	$5.55
Toll Fees Cap $25,000 / 12 mo, shared Notes Earn 5% cash back on the first $25,000 spent in combined purchases on cell phone services, internet and cable, marketing and advertising, shipping, and travel each account anniversary year.	3×	$5.55
Transit Cap $25,000 / 12 mo, shared Notes Earn 5% cash back on the first $25,000 spent in combined purchases on cell phone services, internet and cable, marketing and advertising, shipping, and travel each account anniversary year.	3×	$5.55
Travel Cap $25,000 / 12 mo, shared Notes Earn 5% cash back on the first $25,000 spent in combined purchases on cell phone services, internet and cable, marketing and advertising, shipping, and travel each account anniversary year.	3×	$5.55
All Other	1×	$1.85

The rest of the card

Details, rules and benefits

Card details

Annual fee: $95
Card type: Business
Network: Visa Signature
Bank: Chase
Point system: Ultimate Rewards
Travel value (our estimate)*: 1.85¢ per point
Cash value (our estimate)*: 1¢ per point
Foreign transaction fee: None
Transfer partners: Yes
Travel portal redemption: Yes
Cash to travel: No

Application rules5

5/24
Your application will be declined if 5 new cards are reported on your personal credit report in the past 24 months
Chase 2/30
You'll be declined if you apply for a third Chase card of any kind within 30 days.
Chase 4/6
Chase will decline your application if you apply for a 5th Chase card (personal or business) in 6 months.
No CR
This business card will not show on your personal credit report, so it won't count against your 5/24 status.
Chase 3/24
Chase policy that denies a sole-proprietor applicant a new Chase business credit card if that person has opened three or more credit cards (from any issuer) in the previous 24 months.

Transfer partners12

Aeroplan 1:1
Avios 1:1
Flying Blue 1:1
Flying Club 1:1
IHG Rewards 1:1
KrisFlyer 1:1
Marriott Bonvoy 1:1
Rapid Rewards 1:1
True Blue 1:1
United MileagePlus 1:1
World of Hyatt 1:1
Wyndham Rewards 1:1

Ratio is Ultimate Rewards points to partner miles or points.

Benefits8 · 1 high value

Car Rental Insurance High valuePRIMARY Auto Rental Collision Damage Waiver
Cell Phone Protections Cell Phone Protection
Instant Perks & Status Employee cards at no additional cost
Travel Protections Baggage Delay Insurance + 4 more travel protections benefits

See all 8 benefits Free account.

Benefit details, terms, and availability may vary. Please refer to the card’s terms and conditions for complete information.

Alternatives

Head to head with similar cards

	Chase Ink Business Preferred	Chase Ink Business Cash	Chase Sapphire Reserve Business	American Express Business Green Rewards
Annual fee	$95	$0−$95	$795+$700	$95Same
Signup bonus	100,000 pts	$750	150,000 pts	15,000 pts
Top rate	3×16 categories	5×4 categories	8×5 categories	2×Airfare (Portal), Hotels (Portal)
Travel value *	1.85¢Ultimate Rewards	1.85¢Ultimate Rewards	1.85¢Ultimate Rewards	1.9¢Membership Rewards
Why it’s here	This card	Same issuer and the same Ultimate Rewards points, with no annual fee; business card	Same issuer and the same Ultimate Rewards points; business card	Same $95 annual fee, with transferable points; business card

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Discussion

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Chase Ink Business Preferred

Is it worth it for you?

Chase Ink Business Cash

Chase Sapphire Reserve Business

American Express Business Green Rewards

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