American Express · Business

American Express Blue Business Plus

A no-annual-fee business card earning Membership Rewards: 2× on All Other, 1× on everything else.

Year one and year two

Is it worth it for you?

Tick the credits you’d really use and enter what you spend. The ledger adds up the bonus, your points and the credits, less the fee.

Line	Year one	Year two
Signup bonus 15,000 points	$285	–
Points on your spend Enter your spending	$0	$0
Credits you’d use No statement credits listed	$0	$0
Annual fee No annual fee	$0	$0
NetYear one includes the bonus · at your inputs · our estimates*	$285	$0

Bonus terms: Earn 15,000 Membership Rewards Points after you spend $3,000 in purchases on your card in your first 3 months.

Compare whole wallets See how the Blue Business Plus does beside the cards you already hold.

Earning structure

Icon	Category	Points per $1	Worth per $100 (our estimate)*
	All Other Cap $50,000 / 12 mo Notes On Purchases up to $50,000 per year, (then 1x).	2×	$3.80
	All Other	1×	$1.90

The rest of the card

Card details

Application rules5

Amex 1/10
Amex allows only one bonus per specific card per lifetime. However, when a "No Lifetime Language" offer is available, it means you can receive the sign-up bonus even if you've held that card previously and already earned its bonus. These offers are rare and are usually targeted to specific individuals/businesses, either through email, physical mail, or direct application links.
No CR
This business card will not show on your personal credit report, so it won't count against your 5/24 status.
No 5/24
Card approval not subject to 5-personal-cards-in-24-months rule
No 2nd Biz
You might not be allowed to get a second card for a separate business (EIN).
Amex 3/90
You'll be declined if you apply for a fourth Amex card in 90 days.

Transfer partners18

Ratio is Membership Rewards points to partner miles or points.

Benefits1 · 0 high value

Benefit details, terms, and availability may vary. Please refer to the card’s terms and conditions for complete information.

Alternatives

	American Express Blue Business Plus	American Express Business Green Rewards	American Express Business Gold	Capital One VentureOne Business
Annual fee	$0	$95+$95	$375+$375	$0Same
Signup bonus	15,000 pts	15,000 pts	200,000 pts	50,000 pts
Top rate	2×All Other	2×Airfare (Portal), Hotels (Portal)	4×1st Highest Spend Category	1.5×All Other
Travel value *	1.9¢Membership Rewards	1.9¢Membership Rewards	1.9¢Membership Rewards	1.7¢Capital One Miles
Why it’s here	This card	Same issuer and the same Membership Rewards points; business card	Same issuer and the same Membership Rewards points; business card	Also no annual fee, with transferable miles; business card

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