Bank of America · Mastercard World · Business
Bank of America Business Advantage Unlimited Cash Rewards
A no-annual-fee business card earning Preferred Rewards for Business: 1.5× on everything.
- Annual fee
- $0No annual fee
- Signup bonus
- $500Cash bonus
- Top rate
- 1.5×All Other
- Point value
- 1¢ In travel · 1¢ as cash (our estimate)*
Year one and year two
Is it worth it for you?
Tick the credits you’d really use and enter what you spend. The ledger adds up the bonus, your points and the credits, less the fee.
| Line | Year one | Year two |
|---|---|---|
| Signup bonus cash | $500 | – |
| Points on your spend Enter your spending | $0 | $0 |
| Credits you’d use No statement credits listed | $0 | $0 |
| Annual fee No annual fee | $0 | $0 |
| NetYear one includes the bonus · at your inputs · our estimates* | $500 | $0 |
Bonus terms: Earn a $500 cash rewards bonus after you make at least $5,000 in purchases in the first 90 days of your account opening.
Earning structure
1 category, 1 rate
| Icon | Category | Points per $1 | Worth per $100 (our estimate)* |
|---|---|---|---|
| All Other | 1.5× | $1.50 |
The rest of the card
Details, rules and benefits
Card details
- Annual fee
- None
- Card type
- Business
- Network
- Mastercard World
- Bank
- Bank of America
- Point system
- Preferred Rewards for Business
- Travel value (our estimate)*
- 1¢ per point
- Cash value (our estimate)*
- 1¢ per point
- Foreign transaction fee
- Yes
- Transfer partners
- No
- Travel portal redemption
- No
- Cash to travel
- No
Benefits2 · 0 high value
- Car Rental Insurance SECONDARY Auto Rental Collision Damage Waiver
- Travel Protections Travel Accident Insurance
Benefit details, terms, and availability may vary. Please refer to the card’s terms and conditions for complete information.
Alternatives
Head to head with similar cards
 Bank of America Business Advantage Unlimited Cash Rewards |  Bank of America Business Advantage Customized Cash Rewards |  Alaska Airlines Atmos Rewards Business |  American Express Blue Business Cash | |
|---|---|---|---|---|
| Annual fee | $0 | $0Same | $95+$95 | $0Same |
| Signup bonus | $500 | $500 | 60,000 pts | $250 |
| Top rate | 1.5×All Other | 3×Monthly Categories | 3×Airfare (Portal) | 2×All Other |
| Travel value * | –Preferred Rewards for Business | –Preferred Rewards for Business | 1.55¢Atmos Rewards | –Cash back |
| Why it’s here | This card | Same issuer and the same Preferred Rewards for Business points; business card | An annual fee within $100; business card | Also no annual fee; business card |
Bank of America Business Advantage Customized Cash Rewards
$0 fee (same) · 3× top$500 bonusSame issuer and the same Preferred Rewards for Business points; business card
Alaska Airlines Atmos Rewards Business
$95 fee (+$95) · 3× top60,000 pts bonusAn annual fee within $100; business card
American Express Blue Business Cash
$0 fee (same) · 2× top$250 bonusAlso no annual fee; business card
* Point valuations are RICH with POINTS™ editorial estimates, averaged from published valuations by The Points Guy, Upgraded Points, and Frequent Miler. They are not issuer figures and do not represent guaranteed redemption value.
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