Capital One · Visa Signature · Business
Capital One Spark 2% Cash Business
A no-annual-fee business card earning cash back: 2× on everything.
- Annual fee
- $0No annual fee
- Signup bonus
- $1,000Spend $10,000 on purchases
- Top rate
- 2×All Other
- Point value
- 1¢Cash back, a cent a point
Year one and year two
Is it worth it for you?
Tick the credits you’d really use and enter what you spend. The ledger adds up the bonus, your points and the credits, less the fee.
| Line | Year one | Year two |
|---|---|---|
| Signup bonus cash · spend $10,000 on purchases in the first 3 months from account opening | $1,000 | – |
| Cash back on your spend Enter your spending | $0 | $0 |
| Credits you’d use No statement credits listed | $0 | $0 |
| Annual fee No annual fee | $0 | $0 |
| NetYear one includes the bonus · at your inputs · our estimates* | $1,000 | $0 |
The bonus needs $10,000 on purchases in the first 3 months from account opening.
Compare whole wallets See how the Spark 2% Cash Business does beside the cards you already hold.
Earning structure
1 category, 1 rate
| Icon | Category | Points per $1 | Worth per $100 (our estimate)* |
|---|---|---|---|
| All Other | 2× | $2.00 |
The rest of the card
Details, rules and benefits
Card details
- Annual fee
- None
- Card type
- Business
- Network
- Visa Signature
- Bank
- Capital One
- Point system
- Cash back
- Foreign transaction fee
- None
- Transfer partners
- No
- Travel portal redemption
- No
- Cash to travel
- No
Benefits1 · 0 high value
- Instant Perks & Status Free Employee Cards
See all 1 benefits Free account.
Benefit details, terms, and availability may vary. Please refer to the card’s terms and conditions for complete information.
Alternatives
Head to head with similar cards
 Capital One Spark 2% Cash Business |  Capital One Spark Classic Business |  Capital One Venture Business |  American Express Blue Business Cash | |
|---|---|---|---|---|
| Annual fee | $0 | $0Same | $95+$95 | $0Same |
| Signup bonus | $1,000 | None | 100,000 pts | $250 |
| Top rate | 2×All Other | 1×All Other | 2×All Other | 2×All Other |
| Travel value * | –Cash back | 1.7¢Capital One Miles | 1.7¢Capital One Miles | –Cash back |
| Why it’s here | This card | Also no annual fee; business card | An annual fee within $100, with transferable miles; business card | Also no annual fee; business card |
Capital One Spark Classic Business
$0 fee (same) · 1× topNone bonusAlso no annual fee; business card
Capital One Venture Business
$95 fee (+$95) · 2× top100,000 pts bonusAn annual fee within $100, with transferable miles; business card
American Express Blue Business Cash
$0 fee (same) · 2× top$250 bonusAlso no annual fee; business card
* Point valuations are RICH with POINTS™ editorial estimates, averaged from published valuations by The Points Guy, Upgraded Points, and Frequent Miler. They are not issuer figures and do not represent guaranteed redemption value.
CommentsShow the discussion