Capital One · Visa Signature · Business
Capital One Venture Business
A $95-a-year business card earning Capital One Miles: 2× on everything.
- Annual fee
- $95Charged every year
- Signup bonus
- 100,000 ≈ $1,700 in travel (our estimate)*
- Top rate
- 2×All Other
- Point value
- 1.7¢ In travel · 0.5¢ as cash (our estimate)*
Year one and year two
Is it worth it for you?
Tick the credits you’d really use and enter what you spend. The ledger adds up the bonus, your points and the credits, less the fee.
| Line | Year one | Year two |
|---|---|---|
| Signup bonus 100,000 points · spend $10,000 on purchases in the first 3 months from account opening | $1,700 | – |
| Points on your spend Enter your spending | $0 | $0 |
| Credits you’d use None ticked yet | $0 | $0 |
| Annual fee Charged each year | −$95 | −$95 |
| NetYear one includes the bonus · at your inputs · our estimates* | $1,605 | −$95 |
The bonus needs $10,000 on purchases in the first 3 months from account opening.
Earning structure
1 category, 1 rate
| Icon | Category | Points per $1 | Worth per $100 (our estimate)* |
|---|---|---|---|
| All Other | 2× | $3.40 |
The rest of the card
Details, rules and benefits
Card details
- Annual fee
- $95
- Card type
- Business
- Network
- Visa Signature
- Bank
- Capital One
- Point system
- Capital One Miles
- Travel value (our estimate)*
- 1.7¢ per point
- Cash value (our estimate)*
- 0.5¢ per point
- Foreign transaction fee
- None
- Transfer partners
- Yes
- Travel portal redemption
- Yes
- Cash to travel
- No
Transfer partners21
- AeroMexico Rewards 1:1
- Aeroplan 1:1
- ALL Rewards 2:1
- Asia Miles 1:1
- Avios 1:1
- Choice Privileges Rewards 1:1
- Emirates Skywards 4:3
- Etihad Guest Miles 1:1
- Finnair Plus 1:1
- Flying Blue 1:1
- Flying Club 1:1
- I Prefer 1:2
- Infinity MileageLands 4:3
- JAL Mileage Bank 4:3
- KrisFlyer 1:1
- LifeMiles 1:1
- Miles & Smiles 1:1
- Qantas Frequent Flyer 1:1
- TAP Miles&Go 1:1
- True Blue 5:3
- Wyndham Rewards 1:1
Ratio is Capital One Miles points to partner miles or points.
Benefits3 · 2 high value
- Airport Express Credits High valueTSA PreCheck® or Global Entry
- Lounge Access High valueCapital One Lounge Access
- Credits & Discounts $100 Hotel Premier Collection Credit
Benefit details, terms, and availability may vary. Please refer to the card’s terms and conditions for complete information.
Alternatives
Head to head with similar cards
 Capital One Venture Business |  Capital One VentureOne Business |  Capital One Venture X Business |  American Express Blue Business Plus | |
|---|---|---|---|---|
| Annual fee | $95 | $0−$95 | $395+$300 | $0−$95 |
| Signup bonus | 100,000 pts | 50,000 pts | 150,000 pts | 15,000 pts |
| Top rate | 2×All Other | 1.5×All Other | 10×Hotels (Portal), Car Rentals (Portal) | 2×All Other |
| Travel value * | 1.7¢Capital One Miles | 1.7¢Capital One Miles | 1.7¢Capital One Miles | 1.9¢Membership Rewards |
| Why it’s here | This card | Same issuer and the same Capital One Miles, with no annual fee; business card | Same issuer and the same Capital One Miles; business card | An annual fee within $100, with transferable points; business card |
Capital One VentureOne Business
$0 fee (−$95) · 1.5× top50,000 pts bonusSame issuer and the same Capital One Miles, with no annual fee; business card
Capital One Venture X Business
$395 fee (+$300) · 10× top150,000 pts bonusSame issuer and the same Capital One Miles; business card
American Express Blue Business Plus
$0 fee (−$95) · 2× top15,000 pts bonusAn annual fee within $100, with transferable points; business card
* Point valuations are RICH with POINTS™ editorial estimates, averaged from published valuations by The Points Guy, Upgraded Points, and Frequent Miler. They are not issuer figures and do not represent guaranteed redemption value.
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