Capital One · Visa Infinite · Business
Capital One Venture X Business
A $395-a-year business card earning Capital One Miles: 10× on Car Rentals (Portal) and Hotels (Portal), 2× on everything else.
- Annual fee
- $395Charged every year
- Signup bonus
- 150,000 ≈ $2,550 in travel (our estimate)*
- Top rate
- 10×Car Rentals (Portal), Hotels (Portal)
- Point value
- 1.7¢ In travel · 0.5¢ as cash (our estimate)*
Year one and year two
Is it worth it for you?
Tick the credits you’d really use and enter what you spend. The ledger adds up the bonus, your points and the credits, less the fee.
| Line | Year one | Year two |
|---|---|---|
| Signup bonus 150,000 points · spend $30,000 on purchases in the first 3 months from account opening | $2,550 | – |
| Points on your spend Enter your spending | $0 | $0 |
| Credits you’d use None ticked yet | $0 | $0 |
| Annual fee Charged each year | −$395 | −$395 |
| NetYear one includes the bonus · at your inputs · our estimates* | $2,155 | −$395 |
The bonus needs $30,000 on purchases in the first 3 months from account opening.
Earning structure
5 categories, 3 rates
| Icon | Category | Points per $1 | Worth per $100 (our estimate)* |
|---|---|---|---|
| Car Rentals (Portal) | 10× | $17.00 | |
| Hotels (Portal) | 10× | $17.00 | |
| Airfare (Portal) | 5× | $8.50 | |
| Travel (Portal) | 5× | $8.50 | |
| All Other | 2× | $3.40 |
The rest of the card
Details, rules and benefits
Card details
- Annual fee
- $395
- Card type
- Business
- Network
- Visa Infinite
- Bank
- Capital One
- Point system
- Capital One Miles
- Travel value (our estimate)*
- 1.7¢ per point
- Cash value (our estimate)*
- 0.5¢ per point
- Foreign transaction fee
- None
- Transfer partners
- Yes
- Travel portal redemption
- Yes
- Cash to travel
- No
Application rules1
- Cap 1/6
Capital One will only approve you for one new credit card every six months.
Transfer partners21
- AeroMexico Rewards 1:1
- Aeroplan 1:1
- ALL Rewards 2:1
- Asia Miles 1:1
- Avios 1:1
- Choice Privileges Rewards 1:1
- Emirates Skywards 4:3
- Etihad Guest Miles 1:1
- Finnair Plus 1:1
- Flying Blue 1:1
- Flying Club 1:1
- I Prefer 1:2
- Infinity MileageLands 4:3
- JAL Mileage Bank 4:3
- KrisFlyer 1:1
- LifeMiles 1:1
- Miles & Smiles 1:1
- Qantas Frequent Flyer 1:1
- TAP Miles&Go 1:1
- True Blue 5:3
- Wyndham Rewards 1:1
Ratio is Capital One Miles points to partner miles or points.
Benefits8 · 8 high value
- Airport Express Credits High valueGlobal Entry or TSA PreCheck® Credit
- Anniversary Bonuses High valueAnniversary Bonus
- Credits & Discounts High valueAnnual Travel Credit
- Instant Perks & Status High valueAvis Preferred Plus Status + 1 more instant perks & status benefit
- Lounge Access High valueCapital One Lounges + 2 more lounge access benefits
Benefit details, terms, and availability may vary. Please refer to the card’s terms and conditions for complete information.
Alternatives
Head to head with similar cards
 Capital One Venture X Business |  Capital One Venture Business |  Capital One VentureOne Business |  Chase Ink Business Preferred | |
|---|---|---|---|---|
| Annual fee | $395 | $95−$300 | $0−$395 | $95−$300 |
| Signup bonus | 150,000 pts | 100,000 pts | 50,000 pts | 100,000 pts |
| Top rate | 10×Car Rentals (Portal), Hotels (Portal) | 2×All Other | 1.5×All Other | 3×16 categories |
| Travel value * | 1.7¢Capital One Miles | 1.7¢Capital One Miles | 1.7¢Capital One Miles | 1.85¢Ultimate Rewards |
| Why it’s here | This card | Same issuer and the same Capital One Miles; business card | Same issuer and the same Capital One Miles, with no annual fee; business card | A $95 annual fee, with transferable points; business card |
Capital One Venture Business
$95 fee (−$300) · 2× top100,000 pts bonusSame issuer and the same Capital One Miles; business card
Capital One VentureOne Business
$0 fee (−$395) · 1.5× top50,000 pts bonusSame issuer and the same Capital One Miles, with no annual fee; business card
Chase Ink Business Preferred
$95 fee (−$300) · 3× top100,000 pts bonusA $95 annual fee, with transferable points; business card
* Point valuations are RICH with POINTS™ editorial estimates, averaged from published valuations by The Points Guy, Upgraded Points, and Frequent Miler. They are not issuer figures and do not represent guaranteed redemption value.
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