Capital One · Visa · Business
Capital One Spark Classic Business
A no-annual-fee business card earning Capital One Miles: 1× on everything.
- Annual fee
- $0No annual fee
- Signup bonus
- NoneNo signup bonus listed
- Top rate
- 1×All Other
- Point value
- 1.7¢ In travel · 0.5¢ as cash (our estimate)*
Year one and year two
Is it worth it for you?
Tick the credits you’d really use and enter what you spend. The ledger adds up the bonus, your points and the credits, less the fee.
| Line | Year one | Year two |
|---|---|---|
| Signup bonus None listed | $0 | – |
| Points on your spend Enter your spending | $0 | $0 |
| Credits you’d use No statement credits listed | $0 | $0 |
| Annual fee No annual fee | $0 | $0 |
| NetYear one includes the bonus · at your inputs · our estimates* | $0 | $0 |
Compare whole wallets See how the Spark Classic Business does beside the cards you already hold.
Earning structure
1 category, 1 rate
| Icon | Category | Points per $1 | Worth per $100 (our estimate)* |
|---|---|---|---|
| All Other | 1× | $1.70 |
The rest of the card
Details, rules and benefits
Card details
- Annual fee
- None
- Card type
- Business
- Network
- Visa
- Bank
- Capital One
- Point system
- Capital One Miles
- Travel value (our estimate)*
- 1.7¢ per point
- Cash value (our estimate)*
- 0.5¢ per point
- Foreign transaction fee
- None
- Transfer partners
- No
- Travel portal redemption
- No
- Cash to travel
- Yes
Alternatives
Head to head with similar cards
 Capital One Spark Classic Business |  Capital One VentureOne Business |  Capital One Venture Business |  American Express Blue Business Cash | |
|---|---|---|---|---|
| Annual fee | $0 | $0Same | $95+$95 | $0Same |
| Signup bonus | None | 50,000 pts | 100,000 pts | $250 |
| Top rate | 1×All Other | 1.5×All Other | 2×All Other | 2×All Other |
| Travel value * | 1.7¢Capital One Miles | 1.7¢Capital One Miles | 1.7¢Capital One Miles | –Cash back |
| Why it’s here | This card | Same issuer and the same Capital One Miles; business card | Same issuer and the same Capital One Miles; business card | Also no annual fee; business card |
Capital One VentureOne Business
$0 fee (same) · 1.5× top50,000 pts bonusSame issuer and the same Capital One Miles; business card
Capital One Venture Business
$95 fee (+$95) · 2× top100,000 pts bonusSame issuer and the same Capital One Miles; business card
American Express Blue Business Cash
$0 fee (same) · 2× top$250 bonusAlso no annual fee; business card
* Point valuations are RICH with POINTS™ editorial estimates, averaged from published valuations by The Points Guy, Upgraded Points, and Frequent Miler. They are not issuer figures and do not represent guaranteed redemption value.
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