Truist · Visa Signature · Business
Truist Business Cash Rewards
A no-annual-fee business card earning Truist Business Cash Rewards: 3× on Gas Stations, 1× on everything else.
- Annual fee
- $0No annual fee
- Signup bonus
- $300Spend $3,000
- Top rate
- 3×Gas Stations
- Point value
- 1¢ In travel · 1¢ as cash (our estimate)*
Year one and year two
Is it worth it for you?
Tick the credits you’d really use and enter what you spend. The ledger adds up the bonus, your points and the credits, less the fee.
| Line | Year one | Year two |
|---|---|---|
| Signup bonus cash · spend $3,000 in the first 90 days after account opening | $300 | – |
| Points on your spend Enter your spending | $0 | $0 |
| Credits you’d use No statement credits listed | $0 | $0 |
| Annual fee No annual fee | $0 | $0 |
| NetYear one includes the bonus · at your inputs · our estimates* | $300 | $0 |
The bonus needs $3,000 in the first 90 days after account opening.
Earning structure
4 categories, 3 rates
| Icon | Category | Points per $1 | Worth per $100 (our estimate)* |
|---|---|---|---|
Gas Stations Cap $2,000 / 1 mo, sharedNotesEarn 3% on gas, 2% at restaurants and office supply stores, up to $2,000 in combined spend in 2% and 3% categories per month. | 3× | $3.00 | |
Dining Cap $2,000 / 1 mo, sharedNotesEarn 3% on gas, 2% at restaurants and office supply stores, up to $2,000 in combined spend in 2% and 3% categories per month. | 2× | $2.00 | |
Office Supplies Cap $2,000 / 1 mo, sharedNotesEarn 3% on gas, 2% at restaurants and office supply stores, up to $2,000 in combined spend in 2% and 3% categories per month. | 2× | $2.00 | |
| All Other | 1× | $1.00 |
The rest of the card
Details, rules and benefits
Card details
- Annual fee
- None
- Card type
- Business
- Network
- Visa Signature
- Bank
- Truist
- Point system
- Truist Business Cash Rewards
- Travel value (our estimate)*
- 1¢ per point
- Cash value (our estimate)*
- 1¢ per point
- Foreign transaction fee
- None
- Transfer partners
- No
- Travel portal redemption
- Yes
- Cash to travel
- No
Alternatives
Head to head with similar cards
 Truist Business Cash Rewards |  Truist Business Travel Rewards |  Truist Business Premium |  State Farm Business Card Rewards | |
|---|---|---|---|---|
| Annual fee | $0 | $49+$49 | $299+$299 | $0Same |
| Signup bonus | $300 | 20,000 pts | $1,000 | None |
| Top rate | 3×Gas Stations | 2×3 categories | 2×All Other | 3×6 categories |
| Travel value * | –Truist Business Cash Rewards | 1¢Truist Business Travel Rewards | –Truist Business Premium Rewards | –Cash back |
| Why it’s here | This card | An annual fee within $100; business card | Same issuer, at a $299 annual fee; business card | Also no annual fee; business card |
Truist Business Travel Rewards
$49 fee (+$49) · 2× top20,000 pts bonusAn annual fee within $100; business card
Truist Business Premium
$299 fee (+$299) · 2× top$1,000 bonusSame issuer, at a $299 annual fee; business card
State Farm Business Card Rewards
$0 fee (same) · 3× topNone bonusAlso no annual fee; business card
* Point valuations are RICH with POINTS™ editorial estimates, averaged from published valuations by The Points Guy, Upgraded Points, and Frequent Miler. They are not issuer figures and do not represent guaranteed redemption value.
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