Truist · Visa Infinite · Business
Truist Business Premium
A $299-a-year business card earning Truist Business Premium Rewards: 2× on everything.
- Annual fee
- $299Charged every year
- Signup bonus
- $1,000Cash bonus
- Top rate
- 2×All Other
- Point value
- 1¢ In travel · 1¢ as cash (our estimate)*
Year one and year two
Is it worth it for you?
Tick the credits you’d really use and enter what you spend. The ledger adds up the bonus, your points and the credits, less the fee.
| Line | Year one | Year two |
|---|---|---|
| Signup bonus cash | $1,000 | – |
| Points on your spend Enter your spending | $0 | $0 |
| Credits you’d use None ticked yet | $0 | $0 |
| Annual fee Charged each year | −$299 | −$299 |
| NetYear one includes the bonus · at your inputs · our estimates* | $701 | −$299 |
Bonus terms: Earn $1,000 in bonus rewards after you spend $15,000 on purchases in the first 90 days after account opening. Plus, the annual fee is waived the first year, and each year you spend $100,000 or more.
Earning structure
1 category, 1 rate
| Icon | Category | Points per $1 | Worth per $100 (our estimate)* |
|---|---|---|---|
| All Other | 2× | $2.00 |
The rest of the card
Details, rules and benefits
Card details
- Annual fee
- $299
- Card type
- Business
- Network
- Visa Infinite
- Bank
- Truist
- Point system
- Truist Business Premium Rewards
- Travel value (our estimate)*
- 1¢ per point
- Cash value (our estimate)*
- 1¢ per point
- Foreign transaction fee
- None
- Transfer partners
- No
- Travel portal redemption
- Yes
- Cash to travel
- No
Benefits1 · 0 high value
- Earn Perks & Status Earn Waived Annual Fee
Benefit details, terms, and availability may vary. Please refer to the card’s terms and conditions for complete information.
Alternatives
Head to head with similar cards
 Truist Business Premium |  Truist Business Travel Rewards |  Truist Business Cash Rewards |  Southwest Rapid Rewards Performance Business | |
|---|---|---|---|---|
| Annual fee | $299 | $49−$250 | $0−$299 | $299Same |
| Signup bonus | $1,000 | 20,000 pts | $300 | 80,000 pts |
| Top rate | 2×All Other | 2×3 categories | 3×Gas Stations | 4×Airfare (Portal) |
| Travel value * | –Truist Business Premium Rewards | 1¢Truist Business Travel Rewards | –Truist Business Cash Rewards | 1.28¢Rapid Rewards |
| Why it’s here | This card | Same issuer, at a $49 annual fee; business card | Same issuer, at no annual fee; business card | Same $299 annual fee; business card |
Truist Business Travel Rewards
$49 fee (−$250) · 2× top20,000 pts bonusSame issuer, at a $49 annual fee; business card
Truist Business Cash Rewards
$0 fee (−$299) · 3× top$300 bonusSame issuer, at no annual fee; business card
Southwest Rapid Rewards Performance Business
$299 fee (same) · 4× top80,000 pts bonusSame $299 annual fee; business card
* Point valuations are RICH with POINTS™ editorial estimates, averaged from published valuations by The Points Guy, Upgraded Points, and Frequent Miler. They are not issuer figures and do not represent guaranteed redemption value.
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