Chase · Visa Signature · Business
Southwest Rapid Rewards Performance Business
A $299-a-year business card earning Rapid Rewards: 4× on Airfare (Portal), 1× on everything else.
- Annual fee
- $299Charged every year
- Signup bonus
- 80,000 ≈ $1,027 in travel (our estimate)*
- Top rate
- 4×Airfare (Portal)
- Point value
- 1.28¢ In travel · 1.28¢ as cash (our estimate)*
Year one and year two
Is it worth it for you?
Tick the credits you’d really use and enter what you spend. The ledger adds up the bonus, your points and the credits, less the fee.
| Line | Year one | Year two |
|---|---|---|
| Signup bonus 80,000 points · spend $5,000 on purchases in the first 3 months your account is open | $1,027 | – |
| Points on your spend Enter your spending | $0 | $0 |
| Credits you’d use None ticked yet | $0 | $0 |
| Annual fee Charged each year | −$299 | −$299 |
| NetYear one includes the bonus · at your inputs · our estimates* | $728 | −$299 |
The bonus needs $5,000 on purchases in the first 3 months your account is open.
Earning structure
9 categories, 4 rates
| Icon | Category | Points per $1 | Worth per $100 (our estimate)* |
|---|---|---|---|
| Airfare (Portal) | 4× | $5.13 | |
| Car Rentals (Portal) | 3× | $3.85 | |
| Hotels (Portal) | 3× | $3.85 | |
| Cell Phone Carriers | 2× | $2.57 | |
| Internet and Cable | 2× | $2.57 | |
| Marketing / Advertising | 2× | $2.57 | |
| Ridesharing | 2× | $2.57 | |
| Transit | 2× | $2.57 | |
| All Other | 1× | $1.28 |
The rest of the card
Details, rules and benefits
Card details
- Annual fee
- $299
- Card type
- Business
- Network
- Visa Signature
- Bank
- Chase
- Point system
- Rapid Rewards
- Travel value (our estimate)*
- 1.28¢ per point
- Cash value (our estimate)*
- 1.28¢ per point
- Foreign transaction fee
- None
- Transfer partners
- No
- Travel portal redemption
- Yes
- Cash to travel
- No
Application rules4
- 5/24
Your application will be declined if 5 new cards are reported on your personal credit report in the past 24 months
- Chase 2/30
You'll be declined if you apply for a third Chase card of any kind within 30 days.
- Chase 4/6
Chase will decline your application if you apply for a 5th Chase card (personal or business) in 6 months.
- No CR
This business card will not show on your personal credit report, so it won't count against your 5/24 status.
Benefits13 · 3 high value
- Airport Express Credits High valueGlobal Entry, TSA PreCheck or NEXUS credit
- Anniversary Bonuses High value9,000 Anniversary Bonus Points
- Instant Perks & Status High valueExtra Legroom Seat Upgrade + 6 more instant perks & status benefits
- Earn Perks & Status $500 Fee Credit for Points Transfers + 1 more earn perks & status benefit
- Travel Protections Baggage Delay Insurance + 1 more travel protections benefit
Benefit details, terms, and availability may vary. Please refer to the card’s terms and conditions for complete information.
Alternatives
Head to head with similar cards
 Southwest Rapid Rewards Performance Business |  Southwest Rapid Rewards Premier Business |  United Business |  American Express Graphite Business Cash Unlimited | |
|---|---|---|---|---|
| Annual fee | $299 | $149−$150 | $150−$149 | $250−$49 |
| Signup bonus | 80,000 pts | 60,000 pts | 75,000 pts | $1,500 |
| Top rate | 4×Airfare (Portal) | 3×Airfare (Portal) | 2×6 categories | 5×Airfare (Portal), Hotels (Portal) |
| Travel value * | 1.28¢Rapid Rewards | 1.28¢Rapid Rewards | 1.23¢United MileagePlus | –Cash back |
| Why it’s here | This card | Same issuer and the same Rapid Rewards points; business card | Same issuer, at a $150 annual fee; business card | An annual fee within $100; business card |
Southwest Rapid Rewards Premier Business
$149 fee (−$150) · 3× top60,000 pts bonusSame issuer and the same Rapid Rewards points; business card
United Business
$150 fee (−$149) · 2× top75,000 pts bonusSame issuer, at a $150 annual fee; business card
American Express Graphite Business Cash Unlimited
$250 fee (−$49) · 5× top$1,500 bonusAn annual fee within $100; business card
* Point valuations are RICH with POINTS™ editorial estimates, averaged from published valuations by The Points Guy, Upgraded Points, and Frequent Miler. They are not issuer figures and do not represent guaranteed redemption value.
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