Truist · Visa Signature · Business
Truist Business Travel Rewards
A $49-a-year business card earning Truist Business Travel Rewards: 2× on 3 categories, 1× on everything else.
- Annual fee
- $49Charged every year
- Signup bonus
- 20,000 ≈ $200 in travel (our estimate)*
- Top rate
- 2×3 categories
- Point value
- 1¢ In travel · 1¢ as cash (our estimate)*
Year one and year two
Is it worth it for you?
Tick the credits you’d really use and enter what you spend. The ledger adds up the bonus, your points and the credits, less the fee.
| Line | Year one | Year two |
|---|---|---|
| Signup bonus 20,000 points | $200 | – |
| Points on your spend Enter your spending | $0 | $0 |
| Credits you’d use No statement credits listed | $0 | $0 |
| Annual fee Charged each year | −$49 | −$49 |
| NetYear one includes the bonus · at your inputs · our estimates* | $151 | −$49 |
Bonus terms: Earn 20,000 bonus miles after you spend $2,000 within the first 90 days after account opening. Plus. the annual fee is waived for first year.
Compare whole wallets See how the Business Travel Rewards does beside the cards you already hold.
Earning structure
4 categories, 2 rates
| Icon | Category | Points per $1 | Worth per $100 (our estimate)* |
|---|---|---|---|
| Airfare | 2× | $2.00 | |
| Car Rentals | 2× | $2.00 | |
| Hotels | 2× | $2.00 | |
| All Other | 1× | $1.00 |
The rest of the card
Details, rules and benefits
Card details
- Annual fee
- $49
- Card type
- Business
- Network
- Visa Signature
- Bank
- Truist
- Point system
- Truist Business Travel Rewards
- Travel value (our estimate)*
- 1¢ per point
- Cash value (our estimate)*
- 1¢ per point
- Foreign transaction fee
- None
- Transfer partners
- No
- Travel portal redemption
- Yes
- Cash to travel
- No
Alternatives
Head to head with similar cards
 Truist Business Travel Rewards |  Truist Business Cash Rewards |  Chase Ink Business Preferred |  American Airlines Citi AAdvantage Business World Elite Mastercard | |
|---|---|---|---|---|
| Annual fee | $49 | $0−$49 | $95+$46 | $99+$50 |
| Signup bonus | 20,000 pts | $300 | 100,000 pts | 65,000 pts |
| Top rate | 2×3 categories | 3×Gas Stations | 3×16 categories | 2×5 categories |
| Travel value * | 1¢Truist Business Travel Rewards | –Truist Business Cash Rewards | 1.85¢Ultimate Rewards | 1.42¢American Airlines Miles |
| Why it’s here | This card | An annual fee within $100; business card | An annual fee within $100, with transferable points; business card | An annual fee within $100; business card |
Truist Business Cash Rewards
$0 fee (−$49) · 3× top$300 bonusAn annual fee within $100; business card
Chase Ink Business Preferred
$95 fee (+$46) · 3× top100,000 pts bonusAn annual fee within $100, with transferable points; business card
American Airlines Citi AAdvantage Business World Elite Mastercard
$99 fee (+$50) · 2× top65,000 pts bonusAn annual fee within $100; business card
* Point valuations are RICH with POINTS™ editorial estimates, averaged from published valuations by The Points Guy, Upgraded Points, and Frequent Miler. They are not issuer figures and do not represent guaranteed redemption value.
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