Citi · Business
American Airlines Citi AAdvantage Business World Elite Mastercard
A $99-a-year business card earning American Airlines Miles: 2× on 5 categories, 1× on everything else.
- Annual fee
- $99Charged every year
- Signup bonus
- 65,000 ≈ $921 in travel (our estimate)*
- Top rate
- 2×5 categories
- Point value
- 1.42¢ In travel · 1.42¢ as cash (our estimate)*
Year one and year two
Is it worth it for you?
Tick the credits you’d really use and enter what you spend. The ledger adds up the bonus, your points and the credits, less the fee.
| Line | Year one | Year two |
|---|---|---|
| Signup bonus 65,000 points | $921 | – |
| Points on your spend Enter your spending | $0 | $0 |
| Credits you’d use No statement credits listed | $0 | $0 |
| Annual fee Charged each year | −$99 | −$99 |
| NetYear one includes the bonus · at your inputs · our estimates* | $822 | −$99 |
Bonus terms: Earn 65,000 bonus miles after you or your employees spend $4,000 on purchases in the first 4 months from account opening.
Earning structure
6 categories, 2 rates
| Icon | Category | Points per $1 | Worth per $100 (our estimate)* |
|---|---|---|---|
Airfare NotesOnly eligible American Airlines purchases earn 2x; airfare on other airlines earns 1x. | 2× | $2.83 | |
Car Rentals NotesPurchases at car rental merchants. | 2× | $2.83 | |
Cell Phone Carriers NotesPurchases at telecommunications merchants. | 2× | $2.83 | |
Gas Stations NotesPurchases at gas stations; EV charging is not named by the issuer. | 2× | $2.83 | |
Internet and Cable NotesPurchases from cable and satellite providers. | 2× | $2.83 | |
| All Other | 1× | $1.42 |
The rest of the card
Details, rules and benefits
Card details
- Annual fee
- $99
- Card type
- Business
- Network
- –
- Bank
- Citi
- Point system
- American Airlines Miles
- Travel value (our estimate)*
- 1.42¢ per point
- Cash value (our estimate)*
- 1.42¢ per point
- Foreign transaction fee
- None
- Transfer partners
- No
- Travel portal redemption
- No
- Cash to travel
- No
Benefits5 · 0 high value
- Companion Fare Certificates American Airlines Companion Certificate
- Credits & Discounts 25% Inflight Purchase Savings
- Earn Perks & Status AAdvantage Loyalty Points on Purchases
- Instant Perks & Status First Checked Bag Free + 1 more instant perks & status benefit
Benefit details, terms, and availability may vary. Please refer to the card’s terms and conditions for complete information.
Alternatives
Head to head with similar cards
 American Airlines Citi AAdvantage Business World Elite Mastercard |  American Airlines AAdvantage Platinum Select Business |  American Airlines AAdvantage Business |  Korean Air SKYPASS Business | |
|---|---|---|---|---|
| Annual fee | $99 | $99Same | $99Same | $99Same |
| Signup bonus | 65,000 pts | 65,000 pts | 65,000 pts | 50,000 pts |
| Top rate | 2×5 categories | 2×6 categories | 2×5 categories | 2×6 categories |
| Travel value * | 1.42¢American Airlines Miles | 1.42¢American Airlines Miles | –Cash back | 1.53¢SKYPASS Miles |
| Why it’s here | This card | Same issuer and the same American Airlines Miles; business card | Same $99 annual fee; business card | Same $99 annual fee; business card |
American Airlines AAdvantage Platinum Select Business
$99 fee (same) · 2× top65,000 pts bonusSame issuer and the same American Airlines Miles; business card
American Airlines AAdvantage Business
$99 fee (same) · 2× top65,000 pts bonusSame $99 annual fee; business card
Korean Air SKYPASS Business
$99 fee (same) · 2× top50,000 pts bonusSame $99 annual fee; business card
* Point valuations are RICH with POINTS™ editorial estimates, averaged from published valuations by The Points Guy, Upgraded Points, and Frequent Miler. They are not issuer figures and do not represent guaranteed redemption value.
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