Citi · Mastercard · Business
American Airlines AAdvantage Platinum Select Business
A $99-a-year business card earning American Airlines Miles: 2× on 6 categories, 1× on everything else.

- Annual fee
- $99Charged every year
- Signup bonus
- 65,000 ≈ $921 in travel (our estimate)*
- Top rate
- 2×6 categories
- Point value
- 1.42¢ In travel · 1.42¢ as cash (our estimate)*
Year one and year two
Is it worth it for you?
Tick the credits you’d really use and enter what you spend. The ledger adds up the bonus, your points and the credits, less the fee.
| Line | Year one | Year two |
|---|---|---|
| Signup bonus 65,000 points | $921 | – |
| Points on your spend Enter your spending | $0 | $0 |
| Credits you’d use No statement credits listed | $0 | $0 |
| Annual fee Charged each year | −$99 | −$99 |
| NetYear one includes the bonus · at your inputs · our estimates* | $822 | −$99 |
Bonus terms: Earn 65,000 American Airlines AAdvantage® bonus miles after making $4,000 in purchases within the first 4 months of account opening
Earning structure
7 categories, 2 rates
| Icon | Category | Points per $1 | Worth per $100 (our estimate)* |
|---|---|---|---|
| Airfare (Portal) | 2× | $2.83 | |
| Car Rentals | 2× | $2.83 | |
Car Rentals (Portal) NotesPortal not required | 2× | $2.83 | |
| Cell Phone Carriers | 2× | $2.83 | |
| Gas Stations | 2× | $2.83 | |
| Internet and Cable | 2× | $2.83 | |
| All Other | 1× | $1.42 |
The rest of the card
Details, rules and benefits
Card details
- Annual fee
- $99
- Card type
- Business
- Network
- Mastercard
- Bank
- Citi
- Point system
- American Airlines Miles
- Travel value (our estimate)*
- 1.42¢ per point
- Cash value (our estimate)*
- 1.42¢ per point
- Foreign transaction fee
- None
- Transfer partners
- No
- Travel portal redemption
- Yes
- Cash to travel
- No
Application rules8
- 48 from Bonus
You'll be declined if you've received a bonus from this card in past 48 months.
- Citi 1/8
You'll be declined if you apply for a second Citi card (business and/or personal) within 8 days.
- Citi 1/95
You'll be declined if you apply for a second Citi business card within 95 days.
- Citi 2/65
You'll be declined if you apply for a third Citi card within 65 days
- Citi 6/6
You'll be declined if there are 6 or more hard inquiries on your credit report the past 6 months.
- No 2nd Biz
You might not be allowed to get a second card for a separate business (EIN).
- No 5/24
Card approval not subject to 5-personal-cards-in-24-months rule
- No CR
This business card will not show on your personal credit report, so it won't count against your 5/24 status.
Benefits7 · 2 high value
- Instant Perks & Status High valueFirst Checked Bag Free + 1 more instant perks & status benefit
- Companion Fare Certificates American Airlines Companion Certificate
- Credits & Discounts 25% Savings on Inflight Food and Beverage + 1 more credits & discounts benefit
- Earn Perks & Status Earn Loyalty Points toward AAdvantage® status + 1 more earn perks & status benefit
Benefit details, terms, and availability may vary. Please refer to the card’s terms and conditions for complete information.
Alternatives
Head to head with similar cards
American Airlines AAdvantage Platinum Select Business | American Airlines Citi AAdvantage Business World Elite Mastercard | American Airlines AAdvantage Business | Korean Air SKYPASS Business | |
|---|---|---|---|---|
| Annual fee | $99 | $99Same | $99Same | $99Same |
| Signup bonus | 65,000 pts | 65,000 pts | 65,000 pts | 50,000 pts |
| Top rate | 2×6 categories | 2×5 categories | 2×5 categories | 2×6 categories |
| Travel value * | 1.42¢American Airlines Miles | 1.42¢American Airlines Miles | –Cash back | 1.53¢SKYPASS Miles |
| Why it’s here | This card | Same issuer and the same American Airlines Miles; business card | Same $99 annual fee; business card | Same $99 annual fee; business card |

American Airlines Citi AAdvantage Business World Elite Mastercard
$99 fee (same) · 2× top65,000 pts bonusSame issuer and the same American Airlines Miles; business card
American Airlines AAdvantage Business
$99 fee (same) · 2× top65,000 pts bonusSame $99 annual fee; business card
Korean Air SKYPASS Business
$99 fee (same) · 2× top50,000 pts bonusSame $99 annual fee; business card
* Point valuations are RICH with POINTS™ editorial estimates, averaged from published valuations by The Points Guy, Upgraded Points, and Frequent Miler. They are not issuer figures and do not represent guaranteed redemption value.




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