Citi · Mastercard · Business

American Airlines AAdvantage Platinum Select Business

A $99-a-year business card earning American Airlines Miles: 2× on 6 categories, 1× on everything else.

American Airlines AAdvantage Platinum Select Business
Annual fee
$99Charged every year
Signup bonus
65,000 ≈ $921 in travel (our estimate)*
Top rate
2×6 categories
Point value
1.42¢ In travel · 1.42¢ as cash (our estimate)*

Year one and year two

Is it worth it for you?

Tick the credits you’d really use and enter what you spend. The ledger adds up the bonus, your points and the credits, less the fee.

Your spending a year, by earning rate
2×Airfare (Portal), Car Rentals, Car Rentals (Portal), Cell Phone Carriers and 2 more
1×All Other
Illustrative numbers, not an average.
LineYear oneYear two
Signup bonus 65,000 points$921–
Points on your spend Enter your spending$0$0
Credits you’d use No statement credits listed$0$0
Annual fee Charged each year−$99−$99
NetYear one includes the bonus · at your inputs · our estimates*$822−$99

Bonus terms: Earn 65,000 American Airlines AAdvantage® bonus miles after making $4,000 in purchases within the first 4 months of account opening

Compare whole wallets See how the American Airlines AAdvantage Platinum Select Business does beside the cards you already hold.

Earning structure

7 categories, 2 rates

IconCategoryPoints per $1 Worth per $100 (our estimate)*
Airfare (Portal) 2×$2.83
Car Rentals 2×$2.83
Car Rentals (Portal)
Notes

Portal not required

2×$2.83
Cell Phone Carriers 2×$2.83
Gas Stations 2×$2.83
Internet and Cable 2×$2.83
All Other 1×$1.42

The rest of the card

Details, rules and benefits

Card details
Annual fee
$99
Card type
Business
Network
Mastercard
Bank
Citi
Point system
American Airlines Miles
Travel value (our estimate)*
1.42¢ per point
Cash value (our estimate)*
1.42¢ per point
Foreign transaction fee
None
Transfer partners
No
Travel portal redemption
Yes
Cash to travel
No
Application rules8
  • 48 from Bonus

    You'll be declined if you've received a bonus from this card in past 48 months.

  • Citi 1/8

    You'll be declined if you apply for a second Citi card (business and/or personal) within 8 days.

  • Citi 1/95

    You'll be declined if you apply for a second Citi business card within 95 days.

  • Citi 2/65

    You'll be declined if you apply for a third Citi card within 65 days

  • Citi 6/6

    You'll be declined if there are 6 or more hard inquiries on your credit report the past 6 months.

  • No 2nd Biz

    You might not be allowed to get a second card for a separate business (EIN).

  • No 5/24

    Card approval not subject to 5-personal-cards-in-24-months rule

  • No CR

    This business card will not show on your personal credit report, so it won't count against your 5/24 status.

Benefits7 · 2 high value
  • Instant Perks & Status High valueFirst Checked Bag Free + 1 more instant perks & status benefit
  • Companion Fare Certificates American Airlines Companion Certificate
  • Credits & Discounts 25% Savings on Inflight Food and Beverage + 1 more credits & discounts benefit
  • Earn Perks & Status Earn Loyalty Points toward AAdvantage® status + 1 more earn perks & status benefit

Benefit details, terms, and availability may vary. Please refer to the card’s terms and conditions for complete information.

Alternatives

Head to head with similar cards

American Airlines AAdvantage Platinum Select BusinessAmerican Airlines Citi AAdvantage Business World Elite MastercardAmerican Airlines AAdvantage BusinessKorean Air SKYPASS Business
Annual fee$99$99Same$99Same$99Same
Signup bonus65,000 pts65,000 pts65,000 pts50,000 pts
Top rate2×6 categories2×5 categories2×5 categories2×6 categories
Travel value *1.42¢American Airlines Miles1.42¢American Airlines Miles–Cash back1.53¢SKYPASS Miles
Why it’s hereThis cardSame issuer and the same American Airlines Miles; business cardSame $99 annual fee; business cardSame $99 annual fee; business card

Discussion

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* Point valuations are RICH with POINTS™ editorial estimates, averaged from published valuations by The Points Guy, Upgraded Points, and Frequent Miler. They are not issuer figures and do not represent guaranteed redemption value.