US Bank · Business

State Farm Business Card Rewards

A no-annual-fee business card earning cash back: 3× on 6 categories, 1× on everything else.

State Farm Business Card Rewards
Annual fee
$0No annual fee
Signup bonus
NoneNo signup bonus listed
Top rate
3×6 categories
Point value
1¢Cash back, a cent a point

Year one and year two

Is it worth it for you?

Tick the credits you’d really use and enter what you spend. The ledger adds up the bonus, your points and the credits, less the fee.

Your spending a year, by earning rate
3×Cell Phone Carriers, Dining, EV Charging, Gas Stations and 2 more
1×All Other
Illustrative numbers, not an average.
Statement credits you’d use
LineYear oneYear two
Signup bonus None listed$0–
Cash back on your spend Enter your spending$0$0
Credits you’d use None ticked yet$0$0
Annual fee No annual fee$0$0
NetYear one includes the bonus · at your inputs · our estimates*$0$0
Compare whole wallets See how the State Farm Business Card Rewards does beside the cards you already hold.

Earning structure

7 categories, 2 rates

IconCategoryPoints per $1 Worth per $100 (our estimate)*
Cell Phone Carriers 3×$3.00
Dining 3×$3.00
EV Charging
Notes

On transactions $200 or less.

3×$3.00
Gas Stations 3×$3.00
Insurance Cap $4,000 / 12 mo3×$3.00
Office Supplies 3×$3.00
All Other 1×$1.00

The rest of the card

Details, rules and benefits

Card details
Annual fee
None
Card type
Business
Network
–
Bank
US Bank
Point system
Cash back
Foreign transaction fee
None
Transfer partners
No
Travel portal redemption
No
Cash to travel
No
Benefits2 · 0 high value
  • Earn Perks & Status $100 software credit
  • Instant Perks & Status Auto deductible reimbursement

Benefit details, terms, and availability may vary. Please refer to the card’s terms and conditions for complete information.

Alternatives

Head to head with similar cards

State Farm Business Card RewardsKorean Air SKYPASS BusinessAmazon BusinessChase Ink Business Cash
Annual fee$0$99+$99$0Same$0Same
Signup bonusNone50,000 ptsNone$750
Top rate3×6 categories2×6 categories3×6 categories5×4 categories
Travel value *–Cash back1.53¢SKYPASS Miles–Cash back1.85¢Ultimate Rewards
Why it’s hereThis cardAn annual fee within $100; business cardAlso no annual fee; business cardAlso no annual fee; business card

Discussion

CommentsShow the discussion

* Point valuations are RICH with POINTS™ editorial estimates, averaged from published valuations by The Points Guy, Upgraded Points, and Frequent Miler. They are not issuer figures and do not represent guaranteed redemption value.