Bank of America · Visa Infinite · Personal
Alaska Airlines Atmos Rewards Summit
A $395-a-year card earning Atmos Rewards: 3× on 3 categories, 1× on everything else.
- Annual fee
- $395Charged every year
- Signup bonus
- 80,000 ≈ $1,240 in travel (our estimate)*
- Top rate
- 3×3 categories
- Point value
- 1.55¢ In travel · 1.55¢ as cash (our estimate)*
Year one and year two
Is it worth it for you?
Tick the credits you’d really use and enter what you spend. The ledger adds up the bonus, your points and the credits, less the fee.
| Line | Year one | Year two |
|---|---|---|
| Signup bonus 80,000 points · spend $4,000 or more on purchases within the first 90 days of account opening | $1,240 | – |
| Points on your spend Enter your spending | $0 | $0 |
| Credits you’d use None ticked yet | $0 | $0 |
| Annual fee Charged each year | −$395 | −$395 |
| NetYear one includes the bonus · at your inputs · our estimates* | $845 | −$395 |
The bonus needs $4,000 or more on purchases within the first 90 days of account opening.
Earning structure
4 categories, 2 rates
| Icon | Category | Points per $1 | Worth per $100 (our estimate)* |
|---|---|---|---|
| Airfare (Portal) | 3× | $4.65 | |
| Dining | 3× | $4.65 | |
| Foreign Purchases | 3× | $4.65 | |
| All Other | 1× | $1.55 |
The rest of the card
Details, rules and benefits
Card details
- Annual fee
- $395
- Card type
- Personal
- Network
- Visa Infinite
- Bank
- Bank of America
- Point system
- Atmos Rewards
- Travel value (our estimate)*
- 1.55¢ per point
- Cash value (our estimate)*
- 1.55¢ per point
- Foreign transaction fee
- None
- Transfer partners
- Yes
- Travel portal redemption
- Yes
- Cash to travel
- No
Transfer partners4
- I Prefer 1:2
- IHG Rewards 1:1
- Marriott Bonvoy 1:1
- Wyndham Rewards 1:1
Ratio is Atmos Rewards points to partner miles or points.
Benefits19 · 7 high value
- Airport Express Credits High valueGlobal Entry or TSA PreCheck
- Instant Perks & Status High valueAvis Preferred Plus Status + 7 more instant perks & status benefits
- Lounge Access High valueAlaska Lounge Access
- Anniversary Bonuses 10,000 Status Points + 1 more anniversary bonuses benefit
- Car Rental Insurance PRIMARY Auto Rental Collision Damage Waiver
- Credits & Discounts 20% on Inflight Purchases
- Earn Perks & Status Earn a Global 100K Companion Award + 1 more earn perks & status benefit
- Point Modifiers 10% Rewards Bonus + 1 more point modifiers benefit
- Travel Protections Travel Delay Protection
Benefit details, terms, and availability may vary. Please refer to the card’s terms and conditions for complete information.
Alternatives
Head to head with similar cards
 Alaska Airlines Atmos Rewards Summit |  Alaska Airlines Atmos Rewards Ascent |  Bank of America Premium Rewards Elite |  Hawaiian Airlines | |
|---|---|---|---|---|
| Annual fee | $395 | $95−$300 | $550+$155 | $99−$296 |
| Signup bonus | 80,000 pts | 60,000 pts | 75,000 pts | 70,000 pts |
| Top rate | 3×3 categories | 3×Airfare (Portal) | 2×12 categories | 3×Airfare (Portal) |
| Travel value * | 1.55¢Atmos Rewards | 1.55¢Atmos Rewards | 1¢Travel Rewards | 1.55¢Atmos Rewards |
| Why it’s here | This card | Same issuer and the same Atmos Rewards points | Same issuer, at a $550 annual fee | Same Atmos Rewards points |
Alaska Airlines Atmos Rewards Ascent
$95 fee (−$300) · 3× top60,000 pts bonusSame issuer and the same Atmos Rewards points
Bank of America Premium Rewards Elite
$550 fee (+$155) · 2× top75,000 pts bonusSame issuer, at a $550 annual fee
Hawaiian Airlines
$99 fee (−$296) · 3× top70,000 pts bonusSame Atmos Rewards points
Video and discussion
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* Point valuations are RICH with POINTS™ editorial estimates, averaged from published valuations by The Points Guy, Upgraded Points, and Frequent Miler. They are not issuer figures and do not represent guaranteed redemption value.
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