Barclays Bank · Mastercard World Elite · Personal
Hawaiian Airlines
A $99-a-year card earning Atmos Rewards: 3× on Airfare (Portal), 1× on everything else.

- Annual fee
- $99Charged every year
- Signup bonus
- 70,000 ≈ $1,085 in travel (our estimate)*
- Top rate
- 3×Airfare (Portal)
- Point value
- 1.55¢ In travel · 1.55¢ as cash (our estimate)*
Year one and year two
Is it worth it for you?
Tick the credits you’d really use and enter what you spend. The ledger adds up the bonus, your points and the credits, less the fee.
| Line | Year one | Year two |
|---|---|---|
| Signup bonus 70,000 points · spend $2,000 on purchases within the first 90 days | $1,085 | – |
| Points on your spend Enter your spending | $0 | $0 |
| Credits you’d use None ticked yet | $0 | $0 |
| Annual fee Charged each year | −$99 | −$99 |
| NetYear one includes the bonus · at your inputs · our estimates* | $986 | −$99 |
The bonus needs $2,000 on purchases within the first 90 days.
Earning structure
5 categories, 3 rates
| Icon | Category | Points per $1 | Worth per $100 (our estimate)* |
|---|---|---|---|
| Airfare (Portal) | 3× | $4.65 | |
| Dining | 2× | $3.10 | |
| Gas Stations | 2× | $3.10 | |
| Groceries | 2× | $3.10 | |
| All Other | 1× | $1.55 |
The rest of the card
Details, rules and benefits
Card details
- Annual fee
- $99
- Card type
- Personal
- Network
- Mastercard World Elite
- Bank
- Barclays Bank
- Point system
- Atmos Rewards
- Travel value (our estimate)*
- 1.55¢ per point
- Cash value (our estimate)*
- 1.55¢ per point
- Foreign transaction fee
- None
- Transfer partners
- No
- Travel portal redemption
- Yes
- Cash to travel
- No
Benefits4 · 0 high value
- Credits & Discounts Discounted award flights
- Instant Perks & Status $100 companion discount annually + 2 more instant perks & status benefits
Benefit details, terms, and availability may vary. Please refer to the card’s terms and conditions for complete information.
Alternatives
Head to head with similar cards
Hawaiian Airlines | Alaska Airlines Atmos Rewards Ascent | Emirates Skywards Rewards | JetBlue Plus | |
|---|---|---|---|---|
| Annual fee | $99 | $95−$4 | $99Same | $99Same |
| Signup bonus | 70,000 pts | 60,000 pts | 40,000 pts | 70,000 pts |
| Top rate | 3×Airfare (Portal) | 3×Airfare (Portal) | 3×Airfare (Portal) | 6×Airfare (Portal) |
| Travel value * | 1.55¢Atmos Rewards | 1.55¢Atmos Rewards | 1.15¢Emirates Skywards | 1.32¢True Blue |
| Why it’s here | This card | Same Atmos Rewards points | Same $99 annual fee | Same $99 annual fee |
* Point valuations are RICH with POINTS™ editorial estimates, averaged from published valuations by The Points Guy, Upgraded Points, and Frequent Miler. They are not issuer figures and do not represent guaranteed redemption value.







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