Bank of America · Visa Signature · Personal
Alaska Airlines Atmos Rewards Ascent
A $95-a-year card earning Atmos Rewards: 3× on Airfare (Portal), 1× on everything else.

- Annual fee
- $95Charged every year
- Signup bonus
- 60,000 ≈ $930 in travel (our estimate)*
- Top rate
- 3×Airfare (Portal)
- Point value
- 1.55¢ In travel · 1.55¢ as cash (our estimate)*
Year one and year two
Is it worth it for you?
Tick the credits you’d really use and enter what you spend. The ledger adds up the bonus, your points and the credits, less the fee.
| Line | Year one | Year two |
|---|---|---|
| Signup bonus 60,000 points | $930 | – |
| Points on your spend Enter your spending | $0 | $0 |
| Credits you’d use None ticked yet | $0 | $0 |
| Annual fee Charged each year | −$95 | −$95 |
| NetYear one includes the bonus · at your inputs · our estimates* | $835 | −$95 |
Bonus terms: 30% global flight discount upon approval and earn 60,000 bonus points after spending $3,000 or more on purchases within the first 90 days of account opening.
Earning structure
8 categories, 3 rates
| Icon | Category | Points per $1 | Worth per $100 (our estimate)* |
|---|---|---|---|
| Airfare (Portal) | 3× | $4.65 | |
| EV Charging | 2× | $3.10 | |
| Gas Stations | 2× | $3.10 | |
| Internet and Cable | 2× | $3.10 | |
| Ridesharing | 2× | $3.10 | |
| Streaming Services | 2× | $3.10 | |
| Transit | 2× | $3.10 | |
| All Other | 1× | $1.55 |
The rest of the card
Details, rules and benefits
Card details
- Annual fee
- $95
- Card type
- Personal
- Network
- Visa Signature
- Bank
- Bank of America
- Point system
- Atmos Rewards
- Travel value (our estimate)*
- 1.55¢ per point
- Cash value (our estimate)*
- 1.55¢ per point
- Foreign transaction fee
- None
- Transfer partners
- No
- Travel portal redemption
- Yes
- Cash to travel
- No
Benefits9 · 2 high value
- Instant Perks & Status High valueFree Checked Bag + 1 more instant perks & status benefit
- Car Rental Insurance SECONDARY Auto Rental Collision Damage Waiver
- Credits & Discounts $100 Alaska Lounge+ Membership Discount + 1 more credits & discounts benefit
- Earn Perks & Status Earn a $99 Companion Fare + 1 more earn perks & status benefit
- Point Modifiers 10% Relationship Bonus + 1 more point modifiers benefit
Benefit details, terms, and availability may vary. Please refer to the card’s terms and conditions for complete information.
Alternatives
Head to head with similar cards
Alaska Airlines Atmos Rewards Ascent | Alaska Airlines Atmos Rewards Summit | Hawaiian Airlines | Bank of America Premium Rewards | |
|---|---|---|---|---|
| Annual fee | $95 | $395+$300 | $99+$4 | $95Same |
| Signup bonus | 60,000 pts | 80,000 pts | 70,000 pts | 60,000 pts |
| Top rate | 3×Airfare (Portal) | 3×3 categories | 3×Airfare (Portal) | 2×12 categories |
| Travel value * | 1.55¢Atmos Rewards | 1.55¢Atmos Rewards | 1.55¢Atmos Rewards | 1¢Travel Rewards |
| Why it’s here | This card | Same issuer and the same Atmos Rewards points | Same Atmos Rewards points | Same $95 annual fee |
Video and discussion
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* Point valuations are RICH with POINTS™ editorial estimates, averaged from published valuations by The Points Guy, Upgraded Points, and Frequent Miler. They are not issuer figures and do not represent guaranteed redemption value.







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