Barclays Bank · Mastercard World Elite · Personal
Emirates Skywards Rewards
A $99-a-year card earning Emirates Skywards: 3× on Airfare (Portal), 1× on everything else.

- Annual fee
- $99Charged every year
- Signup bonus
- 40,000 ≈ $460 in travel (our estimate)*
- Top rate
- 3×Airfare (Portal)
- Point value
- 1.15¢ In travel · 1.15¢ as cash (our estimate)*
Year one and year two
Is it worth it for you?
Tick the credits you’d really use and enter what you spend. The ledger adds up the bonus, your points and the credits, less the fee.
| Line | Year one | Year two |
|---|---|---|
| Signup bonus 40,000 points · spend $3,000 on purchases in the first 90 days | $460 | – |
| Points on your spend Enter your spending | $0 | $0 |
| Credits you’d use None ticked yet | $0 | $0 |
| Annual fee Charged each year | −$99 | −$99 |
| NetYear one includes the bonus · at your inputs · our estimates* | $361 | −$99 |
The bonus needs $3,000 on purchases in the first 90 days.
Earning structure
3 categories, 3 rates
| Icon | Category | Points per $1 | Worth per $100 (our estimate)* |
|---|---|---|---|
| Airfare (Portal) | 3× | $3.45 | |
| Travel | 2× | $2.30 | |
| All Other | 1× | $1.15 |
The rest of the card
Details, rules and benefits
Card details
- Annual fee
- $99
- Card type
- Personal
- Network
- Mastercard World Elite
- Bank
- Barclays Bank
- Point system
- Emirates Skywards
- Travel value (our estimate)*
- 1.15¢ per point
- Cash value (our estimate)*
- 1.15¢ per point
- Foreign transaction fee
- None
- Transfer partners
- No
- Travel portal redemption
- Yes
- Cash to travel
- No
Benefits8 · 2 high value
- Airport Express Credits High valueGlobal Entry or TSA PreCheck Fee Credit
- Instant Perks & Status High valueSilver Tier Membership + 2 more instant perks & status benefits
- Car Rental Insurance Rental Car Insurance (CDW)
- Travel Protections Baggage Delay Insurance + 2 more travel protections benefits
Benefit details, terms, and availability may vary. Please refer to the card’s terms and conditions for complete information.
Alternatives
Head to head with similar cards
Emirates Skywards Rewards | Emirates Skywards Premium | Hawaiian Airlines | American Airlines AAdvantage Platinum Select | |
|---|---|---|---|---|
| Annual fee | $99 | $499+$400 | $99Same | $99Same |
| Signup bonus | 40,000 pts | 50,000 pts | 70,000 pts | 50,000 pts |
| Top rate | 3×Airfare (Portal) | 3×Airfare (Portal) | 3×Airfare (Portal) | 2×3 categories |
| Travel value * | 1.15¢Emirates Skywards | 1.15¢Emirates Skywards | 1.55¢Atmos Rewards | 1.42¢American Airlines Miles |
| Why it’s here | This card | Same issuer and the same Emirates Skywards points | Same $99 annual fee | Same $99 annual fee |
* Point valuations are RICH with POINTS™ editorial estimates, averaged from published valuations by The Points Guy, Upgraded Points, and Frequent Miler. They are not issuer figures and do not represent guaranteed redemption value.







CommentsShow the discussion