Bank of America · Visa Infinite · Personal

Bank of America Premium Rewards Elite

A $550-a-year card earning Travel Rewards: 2× on 12 categories, 1.5× on everything else.

Year one and year two

Is it worth it for you?

Tick the credits you’d really use and enter what you spend. The ledger adds up the bonus, your points and the credits, less the fee.

Line	Year one	Year two
Signup bonus 75,000 points	$750	–
Points on your spend Enter your spending	$0	$0
Credits you’d use None ticked yet	$0	$0
Annual fee Charged each year	−$550	−$550
NetYear one includes the bonus · at your inputs · our estimates*	$200	−$550

Bonus terms: 75,000 online bonus points after you make at least $5,000 in purchases in the first 90 days of account opening.

Compare whole wallets See how the Premium Rewards Elite does beside the cards you already hold.

Earning structure

Category	Points per $1	Worth per $100 (our estimate)*
Airfare	2×	$2.00
Airfare (Portal) Notes Portal not required.	2×	$2.00
Car Rentals	2×	$2.00
Car Rentals (Portal)	2×	$2.00
Cruises	2×	$2.00
Dining	2×	$2.00
Hotels	2×	$2.00
Hotels (Portal) Notes Portal not required.	2×	$2.00
Parking	2×	$2.00
Toll Fees	2×	$2.00
Transit	2×	$2.00
Travel Notes Travel includes: airlines, hotels, motels, timeshares, trailer parks, motor home and recreational vehicle rentals, campgrounds, car rental agencies, truck and trailer rental, cruise lines, travel agencies, tour operators and real estate agents, operators of passenger trains, buses, taxis, limousines, ferries, boat rentals, parking lots and garages, tolls and bridge fees, tourist attractions and exhibits like art galleries, amusement parks, carnivals, circuses, aquariums, zoos and the like.	2×	$2.00
All Other	1.5×	$1.50

The rest of the card

Card details

Application rules4

No 5/24
Card approval not subject to 5-personal-cards-in-24-months rule
BA 3/12
You may be declined if you've opened 3 new credit card accounts in the last 12 months if you ARE NOT a Bank of America customer.
BA 7/12
You may be declined if you've opened 7 new credit card accounts in the last 12 months if you ARE a Bank of America customer.
BA 2/3/4
You may be approved for two Bank of America credit cards in two months, three in 12 months, and four in 24 months.

Benefits18 · 9 high value

Airport Express Credits High valueGlobal Entry or TSA PreCheck®
Car Rental Insurance High valuePRIMARY Auto rental collision coverage
Credits & Discounts High value$150 Lifestyle Credit + 1 more credits & discounts benefit
Instant Perks & Status High valueAvis Preferred Plus Status + 2 more instant perks & status benefits
Lounge Access High valuePriority Pass™ Select Membership
Point Modifiers High value1.25x Point Modifier on Airfare
Earn Perks & Status Tier 1: Gold Benefits + 2 more earn perks & status benefits
Travel Protections Baggage Delay Insurance + 5 more travel protections benefits

Benefit details, terms, and availability may vary. Please refer to the card’s terms and conditions for complete information.

Alternatives

	Bank of America Premium Rewards Elite	Bank of America Premium Rewards	Bank of America Travel Rewards	American Airlines AAdvantage Executive
Annual fee	$550	$95−$455	$0−$550	$595+$45
Signup bonus	75,000 pts	60,000 pts	25,000 pts	70,000 pts
Top rate	2×12 categories	2×12 categories	3×3 categories	10×Hotels (Portal), Car Rentals (Portal)
Travel value *	1¢Travel Rewards	1¢Travel Rewards	1¢Travel Rewards	1.42¢American Airlines Miles
Why it’s here	This card	Same issuer and the same Travel Rewards points	Same issuer and the same Travel Rewards points, with no annual fee	An annual fee within $100

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