Bank of America · Visa Signature · Personal
Bank of America Travel Rewards
A no-annual-fee card earning Travel Rewards: 3× on 3 categories, 1.5× on everything else.
- Annual fee
- $0No annual fee
- Signup bonus
- 25,000 ≈ $250 in travel (our estimate)*
- Top rate
- 3×3 categories
- Point value
- 1¢ In travel · 1¢ as cash (our estimate)*
Year one and year two
Is it worth it for you?
Tick the credits you’d really use and enter what you spend. The ledger adds up the bonus, your points and the credits, less the fee.
| Line | Year one | Year two |
|---|---|---|
| Signup bonus 25,000 points | $250 | – |
| Points on your spend Enter your spending | $0 | $0 |
| Credits you’d use No statement credits listed | $0 | $0 |
| Annual fee No annual fee | $0 | $0 |
| NetYear one includes the bonus · at your inputs · our estimates* | $250 | $0 |
Bonus terms: 25,000 online bonus points if you make at least $1,000 in purchases in the first 90 days of your account opening.
Earning structure
4 categories, 2 rates
| Icon | Category | Points per $1 | Worth per $100 (our estimate)* |
|---|---|---|---|
| Airfare (Portal) | 3× | $3.00 | |
| Car Rentals (Portal) | 3× | $3.00 | |
| Hotels (Portal) | 3× | $3.00 | |
| All Other | 1.5× | $1.50 |
The rest of the card
Details, rules and benefits
Card details
- Annual fee
- None
- Card type
- Personal
- Network
- Visa Signature
- Bank
- Bank of America
- Point system
- Travel Rewards
- Travel value (our estimate)*
- 1¢ per point
- Cash value (our estimate)*
- 1¢ per point
- Foreign transaction fee
- None
- Transfer partners
- No
- Travel portal redemption
- Yes
- Cash to travel
- No
Application rules4
- No 5/24
Card approval not subject to 5-personal-cards-in-24-months rule
- BA 3/12
You may be declined if you've opened 3 new credit card accounts in the last 12 months if you ARE NOT a Bank of America customer.
- BA 7/12
You may be declined if you've opened 7 new credit card accounts in the last 12 months if you ARE a Bank of America customer.
- BA 2/3/4
You may be approved for two Bank of America credit cards in two months, three in 12 months, and four in 24 months.
Benefits3 · 0 high value
- Earn Perks & Status Tier 1: Gold Benefits + 2 more earn perks & status benefits
Benefit details, terms, and availability may vary. Please refer to the card’s terms and conditions for complete information.
Alternatives
Head to head with similar cards
 Bank of America Travel Rewards |  Bank of America Premium Rewards |  Bank of America Premium Rewards Elite |  Amazon | |
|---|---|---|---|---|
| Annual fee | $0 | $95+$95 | $550+$550 | $0Same |
| Signup bonus | 25,000 pts | 60,000 pts | 75,000 pts | $50 |
| Top rate | 3×3 categories | 2×12 categories | 2×12 categories | 3×4 categories |
| Travel value * | 1¢Travel Rewards | 1¢Travel Rewards | 1¢Travel Rewards | –Cash back |
| Why it’s here | This card | Same issuer and the same Travel Rewards points | Same issuer and the same Travel Rewards points | Also no annual fee |
Video and discussion
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Disclaimer: The Bank of America® Travel Rewards credit card redeems points for cash at a rate of 0.6 cents per point, unlike the other Bank of America travel cards, which redeem points at 1 cent per point. Please verify current terms with Bank of America for the latest information.
* Point valuations are RICH with POINTS™ editorial estimates, averaged from published valuations by The Points Guy, Upgraded Points, and Frequent Miler. They are not issuer figures and do not represent guaranteed redemption value.
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