Citi · Mastercard World Elite · Personal
American Airlines AAdvantage Executive
A $595-a-year card earning American Airlines Miles: 10× on Car Rentals (Portal) and Hotels (Portal), 1× on everything else.
- Annual fee
- $595Charged every year
- Signup bonus
- 70,000 ≈ $992 in travel (our estimate)*
- Top rate
- 10×Car Rentals (Portal), Hotels (Portal)
- Point value
- 1.42¢ In travel · 1.42¢ as cash (our estimate)*
Year one and year two
Is it worth it for you?
Tick the credits you’d really use and enter what you spend. The ledger adds up the bonus, your points and the credits, less the fee.
| Line | Year one | Year two |
|---|---|---|
| Signup bonus 70,000 points | $992 | – |
| Points on your spend Enter your spending | $0 | $0 |
| Credits you’d use None ticked yet | $0 | $0 |
| Annual fee Charged each year | −$595 | −$595 |
| NetYear one includes the bonus · at your inputs · our estimates* | $397 | −$595 |
Bonus terms: Earn 70,000 American Airlines AAdvantage® bonus miles after making $7,000 in purchases within the first 3 months of account opening. + Admirals Club® membership
Earning structure
4 categories, 3 rates
| Icon | Category | Points per $1 | Worth per $100 (our estimate)* |
|---|---|---|---|
| Car Rentals (Portal) | 10× | $14.17 | |
| Hotels (Portal) | 10× | $14.17 | |
| Airfare (Portal) | 4× | $5.67 | |
| All Other | 1× | $1.42 |
The rest of the card
Details, rules and benefits
Card details
- Annual fee
- $595
- Card type
- Personal
- Network
- Mastercard World Elite
- Bank
- Citi
- Point system
- American Airlines Miles
- Travel value (our estimate)*
- 1.42¢ per point
- Cash value (our estimate)*
- 1.42¢ per point
- Foreign transaction fee
- None
- Transfer partners
- No
- Travel portal redemption
- Yes
- Cash to travel
- No
Application rules5
- 48 from Bonus
You'll be declined if you've received a bonus from this card in past 48 months.
- Citi 1/8
You'll be declined if you apply for a second Citi card (business and/or personal) within 8 days.
- Citi 2/65
You'll be declined if you apply for a third Citi card within 65 days
- Citi 6/6
You'll be declined if there are 6 or more hard inquiries on your credit report the past 6 months.
- No 5/24
Card approval not subject to 5-personal-cards-in-24-months rule
Benefits12 · 2 high value
- Airport Express Credits High valueGlobal Entry or TSA PreCheck Credit
- Lounge Access High valueAdmirals Club® Membership
- Credits & Discounts 25% Inflight Food and Beverage Discount + 4 more credits & discounts benefits
- Earn Perks & Status Earn 1 Loyalty Point + 1 more earn perks & status benefit
- Instant Perks & Status Enhanced airport experience + 1 more instant perks & status benefit
- Travel Protections Travel Protection Benefits
Benefit details, terms, and availability may vary. Please refer to the card’s terms and conditions for complete information.
Alternatives
Head to head with similar cards
 American Airlines AAdvantage Executive |  American Airlines AAdvantage Globe |  Citi Strata Elite |  Bank of America Premium Rewards Elite | |
|---|---|---|---|---|
| Annual fee | $595 | $350−$245 | $595Same | $550−$45 |
| Signup bonus | 70,000 pts | 60,000 pts | 75,000 pts | 75,000 pts |
| Top rate | 10×Car Rentals (Portal), Hotels (Portal) | 6×Hotels (Portal) | 12×3 categories | 2×12 categories |
| Travel value * | 1.42¢American Airlines Miles | 1.42¢American Airlines Miles | 1.67¢ThankYou Points | 1¢Travel Rewards |
| Why it’s here | This card | Same issuer and the same American Airlines Miles | Same $595 annual fee, with transferable points | An annual fee within $100 |
American Airlines AAdvantage Globe
$350 fee (−$245) · 6× top60,000 pts bonusSame issuer and the same American Airlines Miles
Citi Strata Elite
$595 fee (same) · 12× top75,000 pts bonusSame $595 annual fee, with transferable points
Bank of America Premium Rewards Elite
$550 fee (−$45) · 2× top75,000 pts bonusAn annual fee within $100
* Point valuations are RICH with POINTS™ editorial estimates, averaged from published valuations by The Points Guy, Upgraded Points, and Frequent Miler. They are not issuer figures and do not represent guaranteed redemption value.
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