Wells Fargo · Mastercard · Business
Wells Fargo Signify Business Cash
A no-annual-fee business card earning Wells Fargo Rewards: 2× on everything.
- Annual fee
- $0No annual fee
- Signup bonus
- $500Spend $5,000 in purchases
- Top rate
- 2×All Other
- Point value
- 1.55¢ In travel · 1¢ as cash (our estimate)*
Year one and year two
Is it worth it for you?
Tick the credits you’d really use and enter what you spend. The ledger adds up the bonus, your points and the credits, less the fee.
| Line | Year one | Year two |
|---|---|---|
| Signup bonus cash · spend $5,000 in purchases in the first 3 months | $500 | – |
| Points on your spend Enter your spending | $0 | $0 |
| Credits you’d use No statement credits listed | $0 | $0 |
| Annual fee No annual fee | $0 | $0 |
| NetYear one includes the bonus · at your inputs · our estimates* | $500 | $0 |
The bonus needs $5,000 in purchases in the first 3 months.
Earning structure
1 category, 1 rate
| Icon | Category | Points per $1 | Worth per $100 (our estimate)* |
|---|---|---|---|
| All Other | 2× | $3.10 |
The rest of the card
Details, rules and benefits
Card details
- Annual fee
- None
- Card type
- Business
- Network
- Mastercard
- Bank
- Wells Fargo
- Point system
- Wells Fargo Rewards
- Travel value (our estimate)*
- 1.55¢ per point
- Cash value (our estimate)*
- 1¢ per point
- Foreign transaction fee
- Yes
- Transfer partners
- No
- Travel portal redemption
- Yes
- Cash to travel
- Yes
Application rules1
- WF 1/6
You will be denied if you've opened another Wells Fargo card in the last six months.
Benefits4 · 0 high value
- Car Rental Insurance PRIMARY Auto Rental Insurance Coverage
- Instant Perks & Status Free Employee Cards
- Lounge Access Priority Pass
- Travel Protections Worldwide Automatic Common Carrier Travel Accident Insurance
Benefit details, terms, and availability may vary. Please refer to the card’s terms and conditions for complete information.
Alternatives
Head to head with similar cards
 Wells Fargo Signify Business Cash |  American Express Blue Business Cash |  American Express Blue Business Plus |  Bank of America Business Advantage Unlimited Cash Rewards | |
|---|---|---|---|---|
| Annual fee | $0 | $0Same | $0Same | $0Same |
| Signup bonus | $500 | $250 | 15,000 pts | $500 |
| Top rate | 2×All Other | 2×All Other | 2×All Other | 1.5×All Other |
| Travel value * | 1.55¢Wells Fargo Rewards | –Cash back | 1.9¢Membership Rewards | –Preferred Rewards for Business |
| Why it’s here | This card | Also no annual fee; business card | Also no annual fee, with transferable points; business card | Also no annual fee; business card |
American Express Blue Business Cash
$0 fee (same) · 2× top$250 bonusAlso no annual fee; business card
American Express Blue Business Plus
$0 fee (same) · 2× top15,000 pts bonusAlso no annual fee, with transferable points; business card
Bank of America Business Advantage Unlimited Cash Rewards
$0 fee (same) · 1.5× top$500 bonusAlso no annual fee; business card
Video and discussion
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* Point valuations are RICH with POINTS™ editorial estimates, averaged from published valuations by The Points Guy, Upgraded Points, and Frequent Miler. They are not issuer figures and do not represent guaranteed redemption value.
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