RICH
with
POINTS
TM
Youtube Video Reviews

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SoFi Unlimited 2%

SoFi Unlimited 2% credit card
Official issuer page

Key Features

No Foreign Transaction Fees

Card Details

Annual Fee:$120
Card Type:Personal
Bank:SoFi
Network:Mastercard World Elite
Type:Bank

Starting February 23, 2026, a $10 monthly fee will be added to your credit card account. This will help us continue to provide the benefits, protection, and service that our members expect from SoFi. Please contact us at SoFi.com, by chat or by calling us by February 23, 2026 if you would like to close your credit card account and avoid the $10 monthly fee.

Earning Structure

3x
points per $1 spent on:
Airfare (Portal)
Car Rentals (Portal)
Hotels (Portal)
2x
points per $1 spent on:
All Other
Editorial independence

RICH with POINTS™ is an independent publisher. We are not a bank, lender, or credit card issuer, and we are not affiliated with, endorsed by, or sponsored by any card issuer. Card details are collected independently from public sources and have not been reviewed or approved by any issuer. Offers and terms change frequently — always confirm current details on the issuer’s own site before applying.

All product names, logos, card images, and brands are the property of their respective owners. Use of these names, logos, and brands is for identification purposes only and does not imply endorsement or affiliation.