Wells Fargo · Mastercard World Elite · Personal
Expedia Group One Key+
A $99-a-year card earning One Key: 3× on 7 categories, 2× on everything else.
- Annual fee
- $99Charged every year
- Signup bonus
- $350Spend $3,000 on purchases
- Top rate
- 3×7 categories
- Point value
- 0.9¢ In travel · 0.9¢ as cash (our estimate)*
Year one and year two
Is it worth it for you?
Tick the credits you’d really use and enter what you spend. The ledger adds up the bonus, your points and the credits, less the fee.
| Line | Year one | Year two |
|---|---|---|
| Signup bonus cash · spend $3,000 on purchases in the first 3 months from account opening | $350 | – |
| Points on your spend Enter your spending | $0 | $0 |
| Credits you’d use None ticked yet | $0 | $0 |
| Annual fee Charged each year | −$99 | −$99 |
| NetYear one includes the bonus · at your inputs · our estimates* | $251 | −$99 |
The bonus needs $3,000 on purchases in the first 3 months from account opening.
Earning structure
8 categories, 2 rates
| Icon | Category | Points per $1 | Worth per $100 (our estimate)* |
|---|---|---|---|
| Airfare (Portal) | 3× | $2.70 | |
| Car Rentals (Portal) | 3× | $2.70 | |
| Dining | 3× | $2.70 | |
| EV Charging | 3× | $2.70 | |
| Gas Stations | 3× | $2.70 | |
| Groceries | 3× | $2.70 | |
Hotels (Portal) NotesAdd an additional 3% for Silver, 4% for Gold, 6% for Platinum Tiers for "VIP Access properties on Expedia or Hotels.com." When booking US properties on Vrbo, members of all tiers earn an additional 2%. | 3× | $2.70 | |
| All Other | 2× | $1.80 |
The rest of the card
Details, rules and benefits
Card details
- Annual fee
- $99
- Card type
- Personal
- Network
- Mastercard World Elite
- Bank
- Wells Fargo
- Point system
- One Key
- Travel value (our estimate)*
- 0.9¢ per point
- Cash value (our estimate)*
- 0.9¢ per point
- Foreign transaction fee
- None
- Transfer partners
- No
- Travel portal redemption
- Yes
- Cash to travel
- No
Benefits7 · 3 high value
- Airport Express Credits High valueGlobal Entry® or TSA PreCheck Credit
- Anniversary Bonuses High value$100 Anniversary Bonus
- Instant Perks & Status High valueAutomatic Gold Status
- Car Rental Insurance Auto Rental Collision Damage Waiver
- Cell Phone Protections Cellular Telephone Protection
- Travel Protections Travel Accident Insurance + 1 more travel protections benefit
Benefit details, terms, and availability may vary. Please refer to the card’s terms and conditions for complete information.
Alternatives
Head to head with similar cards
 Expedia Group One Key+ |  Expedia Group One Key |  Wells Fargo Autograph |  American Airlines AAdvantage Platinum Select | |
|---|---|---|---|---|
| Annual fee | $99 | $0−$99 | $0−$99 | $99Same |
| Signup bonus | $350 | $250 | 20,000 pts | 50,000 pts |
| Top rate | 3×7 categories | 3×7 categories | 3×8 categories | 2×3 categories |
| Travel value * | 0.9¢One Key | 0.9¢One Key | 1.55¢Wells Fargo Rewards | 1.42¢American Airlines Miles |
| Why it’s here | This card | Same issuer and the same One Key points, with no annual fee | An annual fee within $100, with transferable points | Same $99 annual fee |
Expedia Group One Key
$0 fee (−$99) · 3× top$250 bonusSame issuer and the same One Key points, with no annual fee
Wells Fargo Autograph
$0 fee (−$99) · 3× top20,000 pts bonusAn annual fee within $100, with transferable points
American Airlines AAdvantage Platinum Select
$99 fee (same) · 2× top50,000 pts bonusSame $99 annual fee
* Point valuations are RICH with POINTS™ editorial estimates, averaged from published valuations by The Points Guy, Upgraded Points, and Frequent Miler. They are not issuer figures and do not represent guaranteed redemption value.
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