Chase · Visa · Personal

Southwest Rapid Rewards Plus

A $99-a-year card earning Rapid Rewards: 2× on 10 categories, 1× on everything else.

Year one and year two

Is it worth it for you?

Tick the credits you’d really use and enter what you spend. The ledger adds up the bonus, your points and the credits, less the fee.

Line	Year one	Year two
Signup bonus 50,000 points · spend $1,000 on purchases in the first 3 months from account opening	$642	–
Points on your spend Enter your spending	$0	$0
Credits you’d use None ticked yet	$0	$0
Annual fee Charged each year	−$99	−$99
NetYear one includes the bonus · at your inputs · our estimates*	$543	−$99

The bonus needs $1,000 on purchases in the first 3 months from account opening.

Compare whole wallets See how the Southwest Rapid Rewards Plus does beside the cards you already hold.

Earning structure

Category	Points per $1	Worth per $100 (our estimate)*
Airfare (Portal)	2×	$2.57
Car Rentals (Portal)	2×	$2.57
Cell Phone Carriers	2×	$2.57
Gas Stations Cap $5,000 / 12 mo, shared	2×	$2.57
Groceries Cap $5,000 / 12 mo, shared	2×	$2.57
Hotels (Portal)	2×	$2.57
Internet and Cable	2×	$2.57
Ridesharing	2×	$2.57
Streaming Services	2×	$2.57
Transit	2×	$2.57
All Other	1×	$1.28

The rest of the card

Card details

Application rules4

5/24
Your application will be declined if 5 new cards are reported on your personal credit report in the past 24 months
Chase 2/30
You'll be declined if you apply for a third Chase card of any kind within 30 days.
Chase 4/6
Chase will decline your application if you apply for a 5th Chase card (personal or business) in 6 months.
SW Pers 1/24
You're not eligible for a new card bonus if you have received a bonus from a personal Southwest card within the last 24 months.

Benefits10 · 5 high value

Anniversary Bonuses High value10,000 Companion Pass® qualifying points boost + 1 more anniversary bonuses benefit
Instant Perks & Status High value2 EarlyBird Check-In® + 4 more instant perks & status benefits
Credits & Discounts $40 DoorDash Credit + 2 more credits & discounts benefits

Benefit details, terms, and availability may vary. Please refer to the card’s terms and conditions for complete information.

Alternatives

	Southwest Rapid Rewards Plus	Southwest Rapid Rewards Premier	Southwest Rapid Rewards Priority	American Airlines AAdvantage Platinum Select
Annual fee	$99	$149+$50	$229+$130	$99Same
Signup bonus	50,000 pts	55,000 pts	60,000 pts	50,000 pts
Top rate	2×10 categories	3×Airfare (Portal)	3×Airfare (Portal)	2×3 categories
Travel value *	1.28¢Rapid Rewards	1.28¢Rapid Rewards	1.28¢Rapid Rewards	1.42¢American Airlines Miles
Why it’s here	This card	Same issuer and the same Rapid Rewards points	Same issuer and the same Rapid Rewards points	Same $99 annual fee

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