Chase · Visa · Personal
Southwest Rapid Rewards Premier
A $149-a-year card earning Rapid Rewards: 3× on Airfare (Portal), 1× on everything else.
- Annual fee
- $149Charged every year
- Signup bonus
- 55,000 ≈ $706 in travel (our estimate)*
- Top rate
- 3×Airfare (Portal)
- Point value
- 1.28¢ In travel · 1.28¢ as cash (our estimate)*
Year one and year two
Is it worth it for you?
Tick the credits you’d really use and enter what you spend. The ledger adds up the bonus, your points and the credits, less the fee.
| Line | Year one | Year two |
|---|---|---|
| Signup bonus 55,000 points · spend $1,500 on purchases in the first 3 months from account opening | $706 | – |
| Points on your spend Enter your spending | $0 | $0 |
| Credits you’d use None ticked yet | $0 | $0 |
| Annual fee Charged each year | −$149 | −$149 |
| NetYear one includes the bonus · at your inputs · our estimates* | $557 | −$149 |
The bonus needs $1,500 on purchases in the first 3 months from account opening.
Earning structure
9 categories, 3 rates
| Icon | Category | Points per $1 | Worth per $100 (our estimate)* |
|---|---|---|---|
| Airfare (Portal) | 3× | $3.85 | |
| Car Rentals (Portal) | 2× | $2.57 | |
| Cell Phone Carriers | 2× | $2.57 | |
| Hotels (Portal) | 2× | $2.57 | |
| Internet and Cable | 2× | $2.57 | |
| Ridesharing | 2× | $2.57 | |
| Streaming Services | 2× | $2.57 | |
| Transit | 2× | $2.57 | |
| All Other | 1× | $1.28 |
The rest of the card
Details, rules and benefits
Card details
- Annual fee
- $149
- Card type
- Personal
- Network
- Visa
- Bank
- Chase
- Point system
- Rapid Rewards
- Travel value (our estimate)*
- 1.28¢ per point
- Cash value (our estimate)*
- 1.28¢ per point
- Foreign transaction fee
- None
- Transfer partners
- No
- Travel portal redemption
- Yes
- Cash to travel
- No
Application rules4
- 5/24
Your application will be declined if 5 new cards are reported on your personal credit report in the past 24 months
- Chase 2/30
You'll be declined if you apply for a third Chase card of any kind within 30 days.
- Chase 4/6
Chase will decline your application if you apply for a 5th Chase card (personal or business) in 6 months.
- SW Pers 1/24
You're not eligible for a new card bonus if you have received a bonus from a personal Southwest card within the last 24 months.
Benefits7 · 3 high value
- Anniversary Bonuses High value10,000 Companion Pass® qualifying points boost + 1 more anniversary bonuses benefit
- Instant Perks & Status High value2 EarlyBird Check-In®
- Credits & Discounts $40 DoorDash Credit + 2 more credits & discounts benefits
- Earn Perks & Status Unlimited tier qualifying points (TQPs)
Benefit details, terms, and availability may vary. Please refer to the card’s terms and conditions for complete information.
Alternatives
Head to head with similar cards
 Southwest Rapid Rewards Premier |  Southwest Rapid Rewards Plus |  Southwest Rapid Rewards Priority |  Delta SkyMiles Gold | |
|---|---|---|---|---|
| Annual fee | $149 | $99−$50 | $229+$80 | $150+$1 |
| Signup bonus | 55,000 pts | 50,000 pts | 60,000 pts | 80,000 pts |
| Top rate | 3×Airfare (Portal) | 2×10 categories | 3×Airfare (Portal) | 2×3 categories |
| Travel value * | 1.28¢Rapid Rewards | 1.28¢Rapid Rewards | 1.28¢Rapid Rewards | 1.17¢SkyMiles |
| Why it’s here | This card | Same issuer and the same Rapid Rewards points | Same issuer and the same Rapid Rewards points | An annual fee within $100 |
Southwest Rapid Rewards Plus
$99 fee (−$50) · 2× top50,000 pts bonusSame issuer and the same Rapid Rewards points
Southwest Rapid Rewards Priority
$229 fee (+$80) · 3× top60,000 pts bonusSame issuer and the same Rapid Rewards points
Delta SkyMiles Gold
$150 fee (+$1) · 2× top80,000 pts bonusAn annual fee within $100
* Point valuations are RICH with POINTS™ editorial estimates, averaged from published valuations by The Points Guy, Upgraded Points, and Frequent Miler. They are not issuer figures and do not represent guaranteed redemption value.
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