Bank-Fund FCU · Visa Signature · Personal
Bank-Fund FCU BEYOND
A no-annual-fee card earning My Card Rewards: 5× on Airfare, 1× on everything else.
- Annual fee
- $0No annual fee
- Signup bonus
- 20,000 ≈ $200 in travel (our estimate)*
- Top rate
- 5×Airfare
- Point value
- 1¢ In travel · 1¢ as cash (our estimate)*
Year one and year two
Is it worth it for you?
Tick the credits you’d really use and enter what you spend. The ledger adds up the bonus, your points and the credits, less the fee.
| Line | Year one | Year two |
|---|---|---|
| Signup bonus 20,000 points · spend $4,000 in the first 90 days of account opening | $200 | – |
| Points on your spend Enter your spending | $0 | $0 |
| Credits you’d use No statement credits listed | $0 | $0 |
| Annual fee No annual fee | $0 | $0 |
| NetYear one includes the bonus · at your inputs · our estimates* | $200 | $0 |
The bonus needs $4,000 in the first 90 days of account opening.
Earning structure
5 categories, 4 rates
| Icon | Category | Points per $1 | Worth per $100 (our estimate)* |
|---|---|---|---|
| Airfare | 5× | $5.00 | |
| Dining | 3× | $3.00 | |
Hotels NotesIncludes hotels, Airbnb, and VRBO. | 3× | $3.00 | |
| Car Rentals | 2× | $2.00 | |
| All Other | 1× | $1.00 |
The rest of the card
Details, rules and benefits
Card details
- Annual fee
- None
- Card type
- Personal
- Network
- Visa Signature
- Bank
- Bank-Fund FCU
- Point system
- My Card Rewards
- Travel value (our estimate)*
- 1¢ per point
- Cash value (our estimate)*
- 1¢ per point
- Foreign transaction fee
- None
- Transfer partners
- No
- Travel portal redemption
- Yes
- Cash to travel
- No
Application rules1
- BFSFCU Membership
You may be eligible if you fall into one of these categories: Employees or Retirees: Current or former employees of the World Bank Group (including country offices), International Monetary Fund (IMF, including country offices), Bretton Woods Recreation Center, or World Bank Children’s Center. Contractors: Employees of contractors who work regularly at the World Bank Group or IMF headquarters in Washington, D.C. Family and Household Members Even if you don't directly qualify through employment, you can join via an eligible family or household connection (the eligible individual does not need to be a current member themselves). On your application, you'll need to provide the name and relationship to the qualifying employee or retiree under the "Eligibility" section. Immediate Family: Includes spouse or partner, children, grandchildren, siblings, parents, grandparents, stepparents, stepchildren, stepsiblings, and adoptive relationships. Household Members: D
Benefits6 · 0 high value
- Car Rental Insurance SECONDARY Auto Rental Collision Damage Waiver
- Travel Protections Hotel Theft Protection + 4 more travel protections benefits
Benefit details, terms, and availability may vary. Please refer to the card’s terms and conditions for complete information.
Alternatives
Head to head with similar cards
 Bank-Fund FCU BEYOND |  Truist Enjoy Travel |  Navy Federal Flagship Travel Rewards |  First Tech Federal Odyssey Rewards | |
|---|---|---|---|---|
| Annual fee | $0 | $0Same | $49+$49 | $75+$75 |
| Signup bonus | 20,000 pts | 20,000 pts | 35,000 pts | 30,000 pts |
| Top rate | 5×Airfare | 2×3 categories | 3×7 categories | 3×12 categories |
| Travel value * | 1¢My Card Rewards | 1¢Truist Rewards | 1¢Flagship Rewards | –Cash back |
| Why it’s here | This card | Also no annual fee | An annual fee within $100 | An annual fee within $100 |
* Point valuations are RICH with POINTS™ editorial estimates, averaged from published valuations by The Points Guy, Upgraded Points, and Frequent Miler. They are not issuer figures and do not represent guaranteed redemption value.
CommentsShow the discussion