Truist · Visa · Personal
Truist Enjoy Travel
A no-annual-fee card earning Truist Rewards: 2× on 3 categories, 1× on everything else.

- Annual fee
- $0No annual fee
- Signup bonus
- 20,000 ≈ $200 in travel (our estimate)*
- Top rate
- 2×3 categories
- Point value
- 1¢ In travel · 1¢ as cash (our estimate)*
Year one and year two
Is it worth it for you?
Tick the credits you’d really use and enter what you spend. The ledger adds up the bonus, your points and the credits, less the fee.
| Line | Year one | Year two |
|---|---|---|
| Signup bonus 20,000 points | $200 | – |
| Points on your spend Enter your spending | $0 | $0 |
| Credits you’d use No statement credits listed | $0 | $0 |
| Annual fee No annual fee | $0 | $0 |
| NetYear one includes the bonus · at your inputs · our estimates* | $200 | $0 |
Bonus terms: 20,000 bonus miles after you spend $1,500 within 90 days of account opening.
Compare whole wallets See how the Enjoy Travel does beside the cards you already hold.
Earning structure
4 categories, 2 rates
| Icon | Category | Points per $1 | Worth per $100 (our estimate)* |
|---|---|---|---|
| Airfare | 2× | $2.00 | |
| Airfare | 2× | $2.00 | |
| Car Rentals | 2× | $2.00 | |
| All Other | 1× | $1.00 |
The rest of the card
Details, rules and benefits
Card details
- Annual fee
- None
- Card type
- Personal
- Network
- Visa
- Bank
- Truist
- Point system
- Truist Rewards
- Travel value (our estimate)*
- 1¢ per point
- Cash value (our estimate)*
- 1¢ per point
- Foreign transaction fee
- None
- Transfer partners
- No
- Travel portal redemption
- Yes
- Cash to travel
- No
Alternatives
Head to head with similar cards
Truist Enjoy Travel | Truist Enjoy Beyond | Truist Enjoy Cash (Option 1) | Navy Federal Flagship Travel Rewards | |
|---|---|---|---|---|
| Annual fee | $0 | $95+$95 | $0Same | $49+$49 |
| Signup bonus | 20,000 pts | 30,000 pts | None | 35,000 pts |
| Top rate | 2×3 categories | 3×3 categories | 3×EV Charging, Gas Stations | 3×7 categories |
| Travel value * | 1¢Truist Rewards | 1¢Truist Rewards | 1¢Truist Rewards | 1¢Flagship Rewards |
| Why it’s here | This card | Same issuer and the same Truist Rewards points | Same issuer and the same Truist Rewards points | An annual fee within $100 |

Truist Enjoy Beyond
$95 fee (+$95) · 3× top30,000 pts bonusSame issuer and the same Truist Rewards points
Truist Enjoy Cash (Option 1)
$0 fee (same) · 3× topNone bonusSame issuer and the same Truist Rewards points
Navy Federal Flagship Travel Rewards
$49 fee (+$49) · 3× top35,000 pts bonusAn annual fee within $100
* Point valuations are RICH with POINTS™ editorial estimates, averaged from published valuations by The Points Guy, Upgraded Points, and Frequent Miler. They are not issuer figures and do not represent guaranteed redemption value.




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