Truist · Visa · Personal
Truist Enjoy Cash (Option 1)
A no-annual-fee card earning Truist Rewards: 3× on EV Charging and Gas Stations, 1× on everything else.
- Annual fee
- $0No annual fee
- Signup bonus
- NoneNo signup bonus listed
- Top rate
- 3×EV Charging, Gas Stations
- Point value
- 1¢ In travel · 1¢ as cash (our estimate)*
Year one and year two
Is it worth it for you?
Tick the credits you’d really use and enter what you spend. The ledger adds up the bonus, your points and the credits, less the fee.
| Line | Year one | Year two |
|---|---|---|
| Signup bonus None listed | $0 | – |
| Points on your spend Enter your spending | $0 | $0 |
| Credits you’d use No statement credits listed | $0 | $0 |
| Annual fee No annual fee | $0 | $0 |
| NetYear one includes the bonus · at your inputs · our estimates* | $0 | $0 |
Compare whole wallets See how the Enjoy Cash (Option 1) does beside the cards you already hold.
Earning structure
5 categories, 3 rates
| Icon | Category | Points per $1 | Worth per $100 (our estimate)* |
|---|---|---|---|
| EV Charging | 3× | $3.00 | |
| Gas Stations | 3× | $3.00 | |
Groceries NotesThere's a combined monthly spending cap on groceries and utilities of $1,000. | 2× | $2.00 | |
Utilities NotesThere's a combined monthly spending cap on groceries and utilities of $1,000. | 2× | $2.00 | |
| All Other | 1× | $1.00 |
The rest of the card
Details, rules and benefits
Card details
- Annual fee
- None
- Card type
- Personal
- Network
- Visa
- Bank
- Truist
- Point system
- Truist Rewards
- Travel value (our estimate)*
- 1¢ per point
- Cash value (our estimate)*
- 1¢ per point
- Foreign transaction fee
- None
- Transfer partners
- No
- Travel portal redemption
- Yes
- Cash to travel
- No
Alternatives
Head to head with similar cards
 Truist Enjoy Cash (Option 1) |  Truist Enjoy Cash (Option 2) |  Truist Enjoy Beyond |  AAA Travel Advantage | |
|---|---|---|---|---|
| Annual fee | $0 | $0Same | $95+$95 | $0Same |
| Signup bonus | None | None | 30,000 pts | $100 |
| Top rate | 3×EV Charging, Gas Stations | 1.5×All Other | 3×3 categories | 5×EV Charging, Gas Stations |
| Travel value * | 1¢Truist Rewards | 1¢Truist Rewards | 1¢Truist Rewards | 1¢AAA Points |
| Why it’s here | This card | Same issuer and the same Truist Rewards points | Same issuer and the same Truist Rewards points | Also no annual fee |
* Point valuations are RICH with POINTS™ editorial estimates, averaged from published valuations by The Points Guy, Upgraded Points, and Frequent Miler. They are not issuer figures and do not represent guaranteed redemption value.
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