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Key Features

No Foreign Transaction Fees

Card Details

Annual Fee:None
Card Type:Personal
Point System:AAA Points
Travel Value (our estimate):1.0¢ per point
Cash Value (our estimate):1.0¢ per point
Bank:Comenity
Partner:AAA
Network:Visa Signature
Type:Service

Point valuations are RICH with POINTS™ editorial estimates, averaged from published valuations by The Points Guy, Upgraded Points, and Frequent Miler. They are not issuer figures and do not represent guaranteed redemption value.

Signup Bonus

100 cash back
Earn $100 statement credit when you spend $1,000 within the first 90 days of opening.

Earning Structure

5x
points per $1 spent on:
EV Charging
Gas Stations
3x
points per $1 spent on:
Airfare
Airfare (Portal)
Car Rentals
Car Rentals (Portal)
Cruises
Dining
Groceries
Hotels
Hotels (Portal)
Travel
1x
points per $1 spent on:
All Other
Note: Some categories have spending caps that limit bonus earning.
Editorial independence

RICH with POINTS™ is an independent publisher. We are not a bank, lender, or credit card issuer, and we are not affiliated with, endorsed by, or sponsored by any card issuer. Card details are collected independently from public sources and have not been reviewed or approved by any issuer. Offers and terms change frequently — always confirm current details on the issuer’s own site before applying.

All product names, logos, card images, and brands are the property of their respective owners. Use of these names, logos, and brands is for identification purposes only and does not imply endorsement or affiliation.