Citi · Mastercard · Personal
AT&T Points Plus
A no-annual-fee card earning ThankYou Points: 3× on EV Charging and Gas Stations, 1× on everything else.

- Annual fee
- $0No annual fee
- Signup bonus
- NoneNo signup bonus listed
- Top rate
- 3×EV Charging, Gas Stations
- Point value
- 1.67¢ In travel · 1¢ as cash (our estimate)*
Year one and year two
Is it worth it for you?
Tick the credits you’d really use and enter what you spend. The ledger adds up the bonus, your points and the credits, less the fee.
| Line | Year one | Year two |
|---|---|---|
| Signup bonus None listed | $0 | – |
| Points on your spend Enter your spending | $0 | $0 |
| Credits you’d use None ticked yet | $0 | $0 |
| Annual fee No annual fee | $0 | $0 |
| NetYear one includes the bonus · at your inputs · our estimates* | $0 | $0 |
The bonus needs $1,000 on purchases in the first 3 months of account opening.
Earning structure
4 categories, 3 rates
| Icon | Category | Points per $1 | Worth per $100 (our estimate)* |
|---|---|---|---|
| EV Charging | 3× | $5.00 | |
| Gas Stations | 3× | $5.00 | |
| Groceries | 2× | $3.33 | |
| All Other | 1× | $1.67 |
The rest of the card
Details, rules and benefits
Card details
- Annual fee
- None
- Card type
- Personal
- Network
- Mastercard
- Bank
- Citi
- Point system
- ThankYou Points
- Travel value (our estimate)*
- 1.67¢ per point
- Cash value (our estimate)*
- 1¢ per point
- Foreign transaction fee
- Yes
- Transfer partners
- No
- Travel portal redemption
- Yes
- Cash to travel
- No
Benefits3 · 2 high value
- Credits & Discounts High value$120 Internet Credit + 1 more credits & discounts benefit
- Earn Perks & Status Earn $240 in Statement Credits
Benefit details, terms, and availability may vary. Please refer to the card’s terms and conditions for complete information.
Alternatives
Head to head with similar cards
AT&T Points Plus | Citi Double Cash | Citi Strata Premier | AAA Travel Advantage | |
|---|---|---|---|---|
| Annual fee | $0 | $0Same | $95+$95 | $0Same |
| Signup bonus | None | $200 | 60,000 pts | $100 |
| Top rate | 3×EV Charging, Gas Stations | 2×All Other | 10×3 categories | 5×EV Charging, Gas Stations |
| Travel value * | 1.67¢ThankYou Points | 1.67¢ThankYou Points | 1.67¢ThankYou Points | 1¢AAA Points |
| Why it’s here | This card | Same issuer and the same ThankYou Points | Same issuer and the same ThankYou Points | Also no annual fee |
* Point valuations are RICH with POINTS™ editorial estimates, averaged from published valuations by The Points Guy, Upgraded Points, and Frequent Miler. They are not issuer figures and do not represent guaranteed redemption value.







CommentsShow the discussion