Chase · Visa Signature · Personal

Amazon Prime Rewards

A no-annual-fee card earning cash back: 5× on 4 categories, 1× on everything else.

Amazon Prime Rewards
Annual fee
$0No annual fee
Signup bonus
$150Cash bonus
Top rate
5×4 categories
Point value
1¢Cash back, a cent a point

Year one and year two

Is it worth it for you?

Tick the credits you’d really use and enter what you spend. The ledger adds up the bonus, your points and the credits, less the fee.

Your spending a year, by earning rate
5×Airfare (Portal), Amazon, Car Rentals (Portal), Hotels (Portal)
2×Dining, Gas Stations, Ridesharing, Transit
1×All Other
Illustrative numbers, not an average.
LineYear oneYear two
Signup bonus cash$150–
Cash back on your spend Enter your spending$0$0
Credits you’d use No statement credits listed$0$0
Annual fee No annual fee$0$0
NetYear one includes the bonus · at your inputs · our estimates*$150$0

Bonus terms: Get a $150 Amazon Gift Card instantly loaded into your Amazon account's Gift Card Balance upon approval of your credit card application.

Compare whole wallets See how the Amazon Prime Rewards does beside the cards you already hold.

Earning structure

9 categories, 3 rates

IconCategoryPoints per $1 Worth per $100 (our estimate)*
Airfare (Portal) 5×$5.00
Amazon
Notes

Earn unlimited 5% back at Amazon.com, Amazon Fresh, Whole Foods Market (Prime membership required).

5×$5.00
Car Rentals (Portal) 5×$5.00
Hotels (Portal) 5×$5.00
Dining 2×$2.00
Gas Stations 2×$2.00
Ridesharing 2×$2.00
Transit 2×$2.00
All Other 1×$1.00

The rest of the card

Details, rules and benefits

Card details
Annual fee
None
Card type
Personal
Network
Visa Signature
Bank
Chase
Point system
Cash back
Foreign transaction fee
None
Transfer partners
No
Travel portal redemption
No
Cash to travel
No
Application rules3
  • Chase 2/30

    You'll be declined if you apply for a third Chase card of any kind within 30 days.

  • Chase 4/6

    Chase will decline your application if you apply for a 5th Chase card (personal or business) in 6 months.

  • Amazon Prime Membership

    Current Amazon Prime membership pricing: $14.99 per month $139 per year

Benefits5 · 0 high value
  • Car Rental Insurance SECONDARY Auto Rental Collision Damage Waiver
  • Ownership Requirements Amazon Prime Membership
  • Travel Protections Baggage Delay Insurance + 2 more travel protections benefits

Benefit details, terms, and availability may vary. Please refer to the card’s terms and conditions for complete information.

Alternatives

Head to head with similar cards

Amazon Prime RewardsAmazonChase Freedom FlexBank of America Travel Rewards
Annual fee$0$0Same$0Same$0Same
Signup bonus$150$50$20025,000 pts
Top rate5×4 categories3×4 categories5×6 categories3×3 categories
Travel value *–Cash back–Cash back1.85¢Ultimate Rewards1¢Travel Rewards
Why it’s hereThis cardAlso no annual feeAlso no annual feeAlso no annual fee

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* Point valuations are RICH with POINTS™ editorial estimates, averaged from published valuations by The Points Guy, Upgraded Points, and Frequent Miler. They are not issuer figures and do not represent guaranteed redemption value.