Coastal · Visa Platinum · Personal

Robinhood Platinum

A $645-a-year card earning cash back: 10× on Car Rentals (Portal) and Hotels (Portal), 1× on everything else.

Robinhood Platinum
Annual fee
$645Charged every year
Signup bonus
NoneNo signup bonus listed
Top rate
10×Car Rentals (Portal), Hotels (Portal)
Point value
1¢Cash back, a cent a point

Year one and year two

Is it worth it for you?

Tick the credits you’d really use and enter what you spend. The ledger adds up the bonus, your points and the credits, less the fee.

Your spending a year, by earning rate
10×Car Rentals (Portal), Hotels (Portal)
5×Airfare (Portal), Dining
1×All Other
Illustrative numbers, not an average.
Statement credits you’d use
LineYear oneYear two
Signup bonus None listed$0–
Cash back on your spend Enter your spending$0$0
Credits you’d use None ticked yet$0$0
Annual fee Charged each year−$645−$645
NetYear one includes the bonus · at your inputs · our estimates*−$645−$645
Compare whole wallets See how the Robinhood Platinum does beside the cards you already hold.

Earning structure

5 categories, 3 rates

IconCategoryPoints per $1 Worth per $100 (our estimate)*
Car Rentals (Portal) 10×$10.00
Hotels (Portal) 10×$10.00
Airfare (Portal) 5×$5.00
Dining Cap $50,000 / 12 mo5×$5.00
All Other 1×$1.00

The rest of the card

Details, rules and benefits

Card details
Annual fee
$645
Card type
Personal
Network
Visa Platinum
Bank
Coastal
Point system
Cash back
Foreign transaction fee
None
Transfer partners
No
Travel portal redemption
Yes
Cash to travel
No
Benefits16 · 7 high value
  • Credits & Discounts High value$240 Annual Restaurant Credit + 11 more credits & discounts benefits
  • Instant Perks & Status High valueFree Authorized Users
  • Lounge Access High valuePriority Pass Select Membership
  • Ownership Requirements High valueRobinhood Gold Membership
  • Airport Express Credits Global Entry or TSA PreCheck Credit Credit

Benefit details, terms, and availability may vary. Please refer to the card’s terms and conditions for complete information.

Alternatives

Head to head with similar cards

Robinhood PlatinumRobinhood GoldAmerican Airlines AAdvantage ExecutiveCiti Strata Elite
Annual fee$645$0−$645$595−$50$595−$50
Signup bonusNoneNone70,000 pts75,000 pts
Top rate10×Car Rentals (Portal), Hotels (Portal)5×3 categories10×Hotels (Portal), Car Rentals (Portal)12×3 categories
Travel value *–Cash back–Cash back1.42¢American Airlines Miles1.67¢ThankYou Points
Why it’s hereThis cardSame issuer, at no annual feeAn annual fee within $100An annual fee within $100, with transferable points

Discussion

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* Point valuations are RICH with POINTS™ editorial estimates, averaged from published valuations by The Points Guy, Upgraded Points, and Frequent Miler. They are not issuer figures and do not represent guaranteed redemption value.