Coastal · Visa Platinum · Personal
Robinhood Platinum
A $645-a-year card earning cash back: 10× on Car Rentals (Portal) and Hotels (Portal), 1× on everything else.

- Annual fee
- $645Charged every year
- Signup bonus
- NoneNo signup bonus listed
- Top rate
- 10×Car Rentals (Portal), Hotels (Portal)
- Point value
- 1¢Cash back, a cent a point
Year one and year two
Is it worth it for you?
Tick the credits you’d really use and enter what you spend. The ledger adds up the bonus, your points and the credits, less the fee.
| Line | Year one | Year two |
|---|---|---|
| Signup bonus None listed | $0 | – |
| Cash back on your spend Enter your spending | $0 | $0 |
| Credits you’d use None ticked yet | $0 | $0 |
| Annual fee Charged each year | −$645 | −$645 |
| NetYear one includes the bonus · at your inputs · our estimates* | −$645 | −$645 |
Compare whole wallets See how the Robinhood Platinum does beside the cards you already hold.
Earning structure
5 categories, 3 rates
| Icon | Category | Points per $1 | Worth per $100 (our estimate)* |
|---|---|---|---|
| Car Rentals (Portal) | 10× | $10.00 | |
| Hotels (Portal) | 10× | $10.00 | |
| Airfare (Portal) | 5× | $5.00 | |
| Dining Cap $50,000 / 12 mo | 5× | $5.00 | |
| All Other | 1× | $1.00 |
The rest of the card
Details, rules and benefits
Card details
- Annual fee
- $645
- Card type
- Personal
- Network
- Visa Platinum
- Bank
- Coastal
- Point system
- Cash back
- Foreign transaction fee
- None
- Transfer partners
- No
- Travel portal redemption
- Yes
- Cash to travel
- No
Benefits16 · 7 high value
- Credits & Discounts High value$240 Annual Restaurant Credit + 11 more credits & discounts benefits
- Instant Perks & Status High valueFree Authorized Users
- Lounge Access High valuePriority Pass Select Membership
- Ownership Requirements High valueRobinhood Gold Membership
- Airport Express Credits Global Entry or TSA PreCheck Credit Credit
See all 16 benefits Free account.
Benefit details, terms, and availability may vary. Please refer to the card’s terms and conditions for complete information.
Alternatives
Head to head with similar cards
Robinhood Platinum | Robinhood Gold | American Airlines AAdvantage Executive | Citi Strata Elite | |
|---|---|---|---|---|
| Annual fee | $645 | $0−$645 | $595−$50 | $595−$50 |
| Signup bonus | None | None | 70,000 pts | 75,000 pts |
| Top rate | 10×Car Rentals (Portal), Hotels (Portal) | 5×3 categories | 10×Hotels (Portal), Car Rentals (Portal) | 12×3 categories |
| Travel value * | –Cash back | –Cash back | 1.42¢American Airlines Miles | 1.67¢ThankYou Points |
| Why it’s here | This card | Same issuer, at no annual fee | An annual fee within $100 | An annual fee within $100, with transferable points |
Invite Only
* Point valuations are RICH with POINTS™ editorial estimates, averaged from published valuations by The Points Guy, Upgraded Points, and Frequent Miler. They are not issuer figures and do not represent guaranteed redemption value.







CommentsShow the discussion