Coastal · Visa · Personal
Robinhood Gold
A no-annual-fee card earning cash back: 5× on 3 categories, 3× on everything else.
- Annual fee
- $0No annual fee
- Signup bonus
- NoneNo signup bonus listed
- Top rate
- 5×3 categories
- Point value
- 1¢Cash back, a cent a point
Year one and year two
Is it worth it for you?
Tick the credits you’d really use and enter what you spend. The ledger adds up the bonus, your points and the credits, less the fee.
| Line | Year one | Year two |
|---|---|---|
| Signup bonus None listed | $0 | – |
| Cash back on your spend Enter your spending | $0 | $0 |
| Credits you’d use No statement credits listed | $0 | $0 |
| Annual fee No annual fee | $0 | $0 |
| NetYear one includes the bonus · at your inputs · our estimates* | $0 | $0 |
Earning structure
4 categories, 2 rates
| Icon | Category | Points per $1 | Worth per $100 (our estimate)* |
|---|---|---|---|
| Airfare (Portal) | 5× | $5.00 | |
| Car Rentals (Portal) | 5× | $5.00 | |
| Hotels (Portal) | 5× | $5.00 | |
| All Other | 3× | $3.00 |
The rest of the card
Details, rules and benefits
Card details
- Annual fee
- None
- Card type
- Personal
- Network
- Visa
- Bank
- Coastal
- Point system
- Cash back
- Foreign transaction fee
- None
- Transfer partners
- No
- Travel portal redemption
- No
- Cash to travel
- No
Application rules1
- Robinhood Membership
You must subscribe to Robinhood Gold, which costs $5/month or $50/year. The card is unavailable to non-Gold members. Applications are currently limited, with a waitlist in place for interested members. A good to excellent credit score is recommended to qualify.
Benefits3 · 2 high value
- Car Rental Insurance High valuePRIMARY (non-domestic) Auto Rental Collision Damage Waiver
- Ownership Requirements High valueRobinhood Gold Membership
- Travel Protections Trip Cancellation and Interruption Protection
Benefit details, terms, and availability may vary. Please refer to the card’s terms and conditions for complete information.
Alternatives
Head to head with similar cards
 Robinhood Gold |  Aven |  Amazon |  Bank of America Travel Rewards | |
|---|---|---|---|---|
| Annual fee | $0 | $0Same | $0Same | $0Same |
| Signup bonus | None | None | $50 | 25,000 pts |
| Top rate | 5×3 categories | 3×All Other | 3×4 categories | 3×3 categories |
| Travel value * | –Cash back | –Cash back | –Cash back | 1¢Travel Rewards |
| Why it’s here | This card | Also no annual fee | Also no annual fee | Also no annual fee |
* Point valuations are RICH with POINTS™ editorial estimates, averaged from published valuations by The Points Guy, Upgraded Points, and Frequent Miler. They are not issuer figures and do not represent guaranteed redemption value.
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