Capital One · Mastercard · Personal

Capital One QuicksilverOne Rewards

A $39-a-year card earning Capital One Miles: 1.5× on everything.

Capital One QuicksilverOne Rewards
Annual fee
$39Charged every year
Signup bonus
NoneNo signup bonus listed
Top rate
1.5×All Other
Point value
1.7¢ In travel · 0.5¢ as cash (our estimate)*

Year one and year two

Is it worth it for you?

Tick the credits you’d really use and enter what you spend. The ledger adds up the bonus, your points and the credits, less the fee.

Value points at (our estimate)*
Your spending a year, by earning rate
1.5×All Other
Illustrative numbers, not an average.
LineYear oneYear two
Signup bonus None listed$0–
Points on your spend Enter your spending$0$0
Credits you’d use No statement credits listed$0$0
Annual fee Charged each year−$39−$39
NetYear one includes the bonus · at your inputs · our estimates*−$39−$39
Compare whole wallets See how the QuicksilverOne Rewards does beside the cards you already hold.

Earning structure

1 category, 1 rate

IconCategoryPoints per $1 Worth per $100 (our estimate)*
All Other 1.5×$2.55

The rest of the card

Details, rules and benefits

Card details
Annual fee
$39
Card type
Personal
Network
Mastercard
Bank
Capital One
Point system
Capital One Miles
Travel value (our estimate)*
1.7¢ per point
Cash value (our estimate)*
0.5¢ per point
Foreign transaction fee
None
Transfer partners
No
Travel portal redemption
No
Cash to travel
Yes
Application rules2
  • Cap 1/6

    Capital One will only approve you for one new credit card every six months.

  • Cap Max-2

    Capital One will only allow you to hold a total of two of their starter credit cards at one time (i.e. Journey, Platinum, Quicksilver).

Alternatives

Head to head with similar cards

Capital One QuicksilverOne RewardsCapital One Quicksilver RewardsCapital One Venture RewardsAAFES Military Star
Annual fee$39$0−$39$95+$56$0−$39
Signup bonusNone$20075,000 ptsNone
Top rate1.5×All Other3×Groceries, Gas Stations5×3 categories2×All Other
Travel value *1.7¢Capital One Miles1.7¢Capital One Miles1.7¢Capital One Miles–Cash back
Why it’s hereThis cardSame issuer and the same Capital One Miles, with no annual feeSame issuer and the same Capital One MilesAn annual fee within $100

Discussion

CommentsShow the discussion

* Point valuations are RICH with POINTS™ editorial estimates, averaged from published valuations by The Points Guy, Upgraded Points, and Frequent Miler. They are not issuer figures and do not represent guaranteed redemption value.