Exchange Credit Program · Personal
AAFES Military Star
A no-annual-fee card earning cash back: 2× on everything.
- Annual fee
- $0No annual fee
- Signup bonus
- NoneNo signup bonus listed
- Top rate
- 2×All Other
- Point value
- 1¢Cash back, a cent a point
Year one and year two
Is it worth it for you?
Tick the credits you’d really use and enter what you spend. The ledger adds up the bonus, your points and the credits, less the fee.
| Line | Year one | Year two |
|---|---|---|
| Signup bonus None listed | $0 | – |
| Cash back on your spend Enter your spending | $0 | $0 |
| Credits you’d use No statement credits listed | $0 | $0 |
| Annual fee No annual fee | $0 | $0 |
| NetYear one includes the bonus · at your inputs · our estimates* | $0 | $0 |
Bonus terms: Upon account approval, new MILITARY STAR account holders receive 10% off all purchases made on the first day. The discount is applied as a credit on the first monthly billing statement. (Periodic promotions have raised this to 15% or 20% during special events.)
Earning structure
1 category, 1 rate
| Icon | Category | Points per $1 | Worth per $100 (our estimate)* |
|---|---|---|---|
| All Other | 2× | $2.00 |
The rest of the card
Details, rules and benefits
Card details
- Annual fee
- None
- Card type
- Personal
- Network
- –
- Bank
- Exchange Credit Program
- Point system
- Cash back
- Foreign transaction fee
- None
- Transfer partners
- No
- Travel portal redemption
- No
- Cash to travel
- No
Application rules1
- Military
Eligibility is restricted to: - Active-duty military personnel (all branches) - Reserve and National Guard members - Military retirees - Authorized dependents/spouses - DoD civilian employees - Purple Heart recipients - Disabled veterans - Veterans with Honorable or General Under Honorable Conditions discharge (online shopping privileges at ShopMyExchange.com)
Benefits6 · 0 high value
- Credits & Discounts $1,000 Interest-Free Military Clothing Plan + 2 more credits & discounts benefits
- Instant Perks & Status Deployment Interest Rate Reduction + 2 more instant perks & status benefits
Benefit details, terms, and availability may vary. Please refer to the card’s terms and conditions for complete information.
Alternatives
Head to head with similar cards
 AAFES Military Star |  Affinity FCU Pure Rewards |  Alliant |  Ally Unlimited Cash Back | |
|---|---|---|---|---|
| Annual fee | $0 | $0Same | $0Same | $0Same |
| Signup bonus | None | 5,000 pts | None | None |
| Top rate | 2×All Other | 1×All Other | 1.5×All Other | 2×All Other |
| Travel value * | –Cash back | –Cash back | –Alliant Cash Back | –Cash back |
| Why it’s here | This card | Also no annual fee | Also no annual fee | Also no annual fee |
* Point valuations are RICH with POINTS™ editorial estimates, averaged from published valuations by The Points Guy, Upgraded Points, and Frequent Miler. They are not issuer figures and do not represent guaranteed redemption value.
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