Alliant · Visa Signature · Personal
Alliant
A no-annual-fee card earning Alliant Cash Back: 1.5× on everything.
- Annual fee
- $0No annual fee
- Signup bonus
- NoneNo signup bonus listed
- Top rate
- 1.5×All Other
- Point value
- 1¢ In travel · 1¢ as cash (our estimate)*
Year one and year two
Is it worth it for you?
Tick the credits you’d really use and enter what you spend. The ledger adds up the bonus, your points and the credits, less the fee.
| Line | Year one | Year two |
|---|---|---|
| Signup bonus None listed | $0 | – |
| Points on your spend Enter your spending | $0 | $0 |
| Credits you’d use No statement credits listed | $0 | $0 |
| Annual fee No annual fee | $0 | $0 |
| NetYear one includes the bonus · at your inputs · our estimates* | $0 | $0 |
Earning structure
1 category, 1 rate
| Icon | Category | Points per $1 | Worth per $100 (our estimate)* |
|---|---|---|---|
All Other Cap $10,000 / 1 moNotesTo qualify for the 2.5% cash back rate on the first $10,000 spent per billing cycle, you need to: - Open an Alliant High-Rate Checking account. - Opt-in to electronic statements. - Make at least one monthly deposit into the account. - Maintain an average daily balance of $1,000 or more. If these requirements are not met, you can still earn a 1.5% cash back rate on all purchases. The card does not have an annual fee and offers various benefits, including no foreign transaction fees, fraud protection, and travel-related perks | 1.5× | $1.50 |
The rest of the card
Details, rules and benefits
Card details
- Annual fee
- None
- Card type
- Personal
- Network
- Visa Signature
- Bank
- Alliant
- Point system
- Alliant Cash Back
- Travel value (our estimate)*
- 1¢ per point
- Cash value (our estimate)*
- 1¢ per point
- Foreign transaction fee
- None
- Transfer partners
- No
- Travel portal redemption
- No
- Cash to travel
- No
Application rules1
- Alliant Membership
To obtain the Alliant Signature Visa credit card, you must first become a member of Alliant Credit Union. Membership is generally open to anyone, and you can join by making a $5 donation to the non-profit Foster Care to Success, which Alliant will handle on your behalf. Alternatively, you may qualify if you are employed by or affiliated with a partner organization, have a family member who is an Alliant member, or live or work in the Chicago area.
Benefits2 · 0 high value
- Car Rental Insurance SECONDARY Auto Rental Collision Damage Waiver
- Travel Protections Travel Accident Insurance
Benefit details, terms, and availability may vary. Please refer to the card’s terms and conditions for complete information.
Alternatives
Head to head with similar cards
 Alliant |  AAFES Military Star |  Affinity FCU Pure Rewards |  Ally Unlimited Cash Back | |
|---|---|---|---|---|
| Annual fee | $0 | $0Same | $0Same | $0Same |
| Signup bonus | None | None | 5,000 pts | None |
| Top rate | 1.5×All Other | 2×All Other | 1×All Other | 2×All Other |
| Travel value * | –Alliant Cash Back | –Cash back | –Cash back | –Cash back |
| Why it’s here | This card | Also no annual fee | Also no annual fee | Also no annual fee |
* Point valuations are RICH with POINTS™ editorial estimates, averaged from published valuations by The Points Guy, Upgraded Points, and Frequent Miler. They are not issuer figures and do not represent guaranteed redemption value.
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