Capital One · Discover · Personal
Capital One Quicksilver Rewards
A no-annual-fee card earning Capital One Miles: 3× on Gas Stations and Groceries, 1.5× on everything else.
- Annual fee
- $0No annual fee
- Signup bonus
- $200Spend $500 on purchases
- Top rate
- 3×Gas Stations, Groceries
- Point value
- 1.7¢ In travel · 0.5¢ as cash (our estimate)*
Year one and year two
Is it worth it for you?
Tick the credits you’d really use and enter what you spend. The ledger adds up the bonus, your points and the credits, less the fee.
| Line | Year one | Year two |
|---|---|---|
| Signup bonus cash · spend $500 on purchases within 3 months from account opening | $200 | – |
| Points on your spend Enter your spending | $0 | $0 |
| Credits you’d use No statement credits listed | $0 | $0 |
| Annual fee No annual fee | $0 | $0 |
| NetYear one includes the bonus · at your inputs · our estimates* | $200 | $0 |
The bonus needs $500 on purchases within 3 months from account opening.
Earning structure
3 categories, 2 rates
| Icon | Category | Points per $1 | Worth per $100 (our estimate)* |
|---|---|---|---|
| Gas Stations | 3× | $5.10 | |
| Groceries | 3× | $5.10 | |
| All Other | 1.5× | $2.55 |
The rest of the card
Details, rules and benefits
Card details
- Annual fee
- None
- Card type
- Personal
- Network
- Discover
- Bank
- Capital One
- Point system
- Capital One Miles
- Travel value (our estimate)*
- 1.7¢ per point
- Cash value (our estimate)*
- 0.5¢ per point
- Foreign transaction fee
- None
- Transfer partners
- No
- Travel portal redemption
- No
- Cash to travel
- Yes
Application rules2
- Cap 1/6
Capital One will only approve you for one new credit card every six months.
- Cap Max-2
Capital One will only allow you to hold a total of two of their starter credit cards at one time (i.e. Journey, Platinum, Quicksilver).
Alternatives
Head to head with similar cards
 Capital One Quicksilver Rewards |  Capital One Savor Rewards |  Capital One QuicksilverOne Rewards |  Ally Everyday Cash Back | |
|---|---|---|---|---|
| Annual fee | $0 | $0Same | $39+$39 | $0Same |
| Signup bonus | $200 | $200 | None | None |
| Top rate | 3×Gas Stations, Groceries | 8×Special | 1.5×All Other | 3×3 categories |
| Travel value * | 1.7¢Capital One Miles | 1.7¢Capital One Miles | 1.7¢Capital One Miles | –Cash back |
| Why it’s here | This card | Same issuer and the same Capital One Miles | Same issuer and the same Capital One Miles | Also no annual fee |
* Point valuations are RICH with POINTS™ editorial estimates, averaged from published valuations by The Points Guy, Upgraded Points, and Frequent Miler. They are not issuer figures and do not represent guaranteed redemption value.
CommentsShow the discussion