Bank of America · Mastercard World Elite · Personal
Air France KLM
A $89-a-year card earning Flying Blue: 3× on Airfare (Portal) and Dining, 1.5× on everything else.
- Annual fee
- $89Charged every year
- Signup bonus
- 50,000 ≈ $667 in travel (our estimate)*
- Top rate
- 3×Airfare (Portal), Dining
- Point value
- 1.33¢ In travel · 1.33¢ as cash (our estimate)*
Year one and year two
Is it worth it for you?
Tick the credits you’d really use and enter what you spend. The ledger adds up the bonus, your points and the credits, less the fee.
| Line | Year one | Year two |
|---|---|---|
| Signup bonus 50,000 points | $667 | – |
| Points on your spend Enter your spending | $0 | $0 |
| Credits you’d use No statement credits listed | $0 | $0 |
| Annual fee Charged each year | −$89 | −$89 |
| NetYear one includes the bonus · at your inputs · our estimates* | $578 | −$89 |
Bonus terms: Receive 60 XP (Experience Points) upon approval AND earn 50,000 Bonus Miles after you make $2,000 or more in purchases within the first 90 days of your account opening.
Earning structure
3 categories, 2 rates
| Icon | Category | Points per $1 | Worth per $100 (our estimate)* |
|---|---|---|---|
| Airfare (Portal) | 3× | $4.00 | |
| Dining | 3× | $4.00 | |
| All Other | 1.5× | $2.00 |
The rest of the card
Details, rules and benefits
Card details
- Annual fee
- $89
- Card type
- Personal
- Network
- Mastercard World Elite
- Bank
- Bank of America
- Point system
- Flying Blue
- Travel value (our estimate)*
- 1.33¢ per point
- Cash value (our estimate)*
- 1.33¢ per point
- Foreign transaction fee
- None
- Transfer partners
- No
- Travel portal redemption
- Yes
- Cash to travel
- No
Benefits3 · 2 high value
- Anniversary Bonuses High value20 Anniversary Experience Points (XP) + 1 more anniversary bonuses benefit
- Earn Perks & Status Earn Additional 40 XP
Benefit details, terms, and availability may vary. Please refer to the card’s terms and conditions for complete information.
Alternatives
Head to head with similar cards
 Air France KLM |  Bank of America Premium Rewards |  Alaska Airlines Atmos Rewards Ascent |  TD Bank First Class | |
|---|---|---|---|---|
| Annual fee | $89 | $95+$6 | $95+$6 | $89Same |
| Signup bonus | 50,000 pts | 60,000 pts | 60,000 pts | 25,000 pts |
| Top rate | 3×Airfare (Portal), Dining | 2×12 categories | 3×Airfare (Portal) | 3×9 categories |
| Travel value * | 1.33¢Flying Blue | 1¢Travel Rewards | 1.55¢Atmos Rewards | –Cash back |
| Why it’s here | This card | An annual fee within $100 | An annual fee within $100 | Same $89 annual fee |
* Point valuations are RICH with POINTS™ editorial estimates, averaged from published valuations by The Points Guy, Upgraded Points, and Frequent Miler. They are not issuer figures and do not represent guaranteed redemption value.
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