Capital One · Mastercard World Elite · Personal
Capital One Savor Rewards
A no-annual-fee card earning Capital One Miles: 8× on Special, 1× on everything else.
- Annual fee
- $0No annual fee
- Signup bonus
- $200Spend $500 on purchases
- Top rate
- 8×Special
- Point value
- 1.7¢ In travel · 0.5¢ as cash (our estimate)*
Year one and year two
Is it worth it for you?
Tick the credits you’d really use and enter what you spend. The ledger adds up the bonus, your points and the credits, less the fee.
| Line | Year one | Year two |
|---|---|---|
| Signup bonus cash · spend $500 on purchases within the first 3 months from account opening | $200 | – |
| Points on your spend Enter your spending | $0 | $0 |
| Credits you’d use No statement credits listed | $0 | $0 |
| Annual fee No annual fee | $0 | $0 |
| NetYear one includes the bonus · at your inputs · our estimates* | $200 | $0 |
The bonus needs $500 on purchases within the first 3 months from account opening.
Earning structure
10 categories, 4 rates
| Icon | Category | Points per $1 | Worth per $100 (our estimate)* |
|---|---|---|---|
Special NotesThe Capital One Savor Cash Rewards Credit Card earns 8% cash back on purchases made through Capital One Entertainment, such as tickets for events on their ticketing platform. This is a specific bonus rate for eligible Savor cards, separate from the standard 3% cash back on general entertainment spending like concerts or movies. | 8× | $13.60 | |
| Car Rentals (Portal) | 5× | $8.50 | |
| Hotels (Portal) | 5× | $8.50 | |
| Travel (Portal) | 5× | $8.50 | |
| Dining | 3× | $5.10 | |
| Groceries | 3× | $5.10 | |
| Movie Theaters | 3× | $5.10 | |
Select Live Entertainment NotesIncludes: - Concerts and Live Events – Including tickets for concerts, sporting events, and other live performances. - Amusement Parks – Tickets or admission fees to theme parks, amusement parks, and carnivals. - Tourist Attractions – Entry to zoos, aquariums, museums, and similar attractions. - Theater Productions – Live plays, musicals, and other theatrical performances. - Ticketing Agencies – Purchases made through platforms like Ticketmaster or StubHub may count as entertainment. | 3× | $5.10 | |
Streaming Services NotesConfirmed 3% Streaming Services (Direct Payments - don't signup via App Stores): - Netflix - Hulu, Disney+, & ESPN+ - Peacock - Paramount+ - HBO - Discovery+ - Crunchyroll - Sling TV - Fubo - Starz - Spotify, SirusXM, Pandora, & Tidal - Apple TV+ & Apple Music - Acorn TV - BritBox - YouTube TV & YouTube Premium (sometimes and varies by region) DOES NOT WORK: - Amazon Prime Video - DirectTV Stream - Audible | 3× | $5.10 | |
| All Other | 1× | $1.70 |
The rest of the card
Details, rules and benefits
Card details
- Annual fee
- None
- Card type
- Personal
- Network
- Mastercard World Elite
- Bank
- Capital One
- Point system
- Capital One Miles
- Travel value (our estimate)*
- 1.7¢ per point
- Cash value (our estimate)*
- 0.5¢ per point
- Foreign transaction fee
- None
- Transfer partners
- No
- Travel portal redemption
- No
- Cash to travel
- Yes
Application rules2
- Cap 1/6
Capital One will only approve you for one new credit card every six months.
- Cap Prime-5
You may be denied if you have five or more Capital One cards. Reports of a cap for some users at 4 or 3.
Alternatives
Head to head with similar cards
 Capital One Savor Rewards |  Capital One Quicksilver Rewards |  Capital One QuicksilverOne Rewards |  Amtrak Guest Rewards | |
|---|---|---|---|---|
| Annual fee | $0 | $0Same | $39+$39 | $0Same |
| Signup bonus | $200 | $200 | None | 20,000 pts |
| Top rate | 8×Special | 3×Groceries, Gas Stations | 1.5×All Other | 2×Special, Dining |
| Travel value * | 1.7¢Capital One Miles | 1.7¢Capital One Miles | 1.7¢Capital One Miles | 2.56¢Amtrak Guest Rewards |
| Why it’s here | This card | Same issuer and the same Capital One Miles | Same issuer and the same Capital One Miles | Also no annual fee |
Video and discussion
Nothing plays until you press play.
* Point valuations are RICH with POINTS™ editorial estimates, averaged from published valuations by The Points Guy, Upgraded Points, and Frequent Miler. They are not issuer figures and do not represent guaranteed redemption value.
CommentsShow the discussion