Barclays Bank · Mastercard · Personal
GM Rewards Mastercard
A no-annual-fee card earning cash back: 10× on Auto Parts & Service, 3× on everything else.
- Annual fee
- $0No annual fee
- Signup bonus
- 30,000 ≈ $300 in cash back (our estimate)*
- Top rate
- 10×Auto Parts & Service
- Point value
- 1¢Cash back, a cent a point
Year one and year two
Is it worth it for you?
Tick the credits you’d really use and enter what you spend. The ledger adds up the bonus, your points and the credits, less the fee.
| Line | Year one | Year two |
|---|---|---|
| Signup bonus 30,000 points · spend $1,000 in the first 90 days of account opening | $300 | – |
| Cash back on your spend Enter your spending | $0 | $0 |
| Credits you’d use No statement credits listed | $0 | $0 |
| Annual fee No annual fee | $0 | $0 |
| NetYear one includes the bonus · at your inputs · our estimates* | $300 | $0 |
The bonus needs $1,000 in the first 90 days of account opening.
Earning structure
2 categories, 2 rates
| Icon | Category | Points per $1 | Worth per $100 (our estimate)* |
|---|---|---|---|
Auto Parts & Service NotesUp to 10x points. That’s 7x points on every $1 spent on eligible GM purchases when you use your GM Rewards Mastercard, plus up to 3x points for being a GM Rewards Member. | 10× | $10.00 | |
| All Other | 3× | $3.00 |
The rest of the card
Details, rules and benefits
Card details
- Annual fee
- None
- Card type
- Personal
- Network
- Mastercard
- Bank
- Barclays Bank
- Point system
- Cash back
- Foreign transaction fee
- Yes, 3%
- Transfer partners
- No
- Travel portal redemption
- No
- Cash to travel
- No
Benefits1 · 0 high value
- Cell Phone Protections Cell Phone Protection
Benefit details, terms, and availability may vary. Please refer to the card’s terms and conditions for complete information.
Alternatives
Head to head with similar cards
 GM Rewards Mastercard |  Carnival |  JetBlue |  Ford Rewards | |
|---|---|---|---|---|
| Annual fee | $0 | $0Same | $0Same | $0Same |
| Signup bonus | 30,000 pts | 30,000 pts | 10,000 pts | 15,000 pts |
| Top rate | 10×Auto Parts & Service | 2×Cruises (Portal) | 3×Airfare (Portal) | 16×Auto Parts & Service |
| Travel value * | –Cash back | 1¢Carnival FunPoints | 1.32¢True Blue | –Cash back |
| Why it’s here | This card | Also no annual fee, with transferable points | Also no annual fee | Also no annual fee |
* Point valuations are RICH with POINTS™ editorial estimates, averaged from published valuations by The Points Guy, Upgraded Points, and Frequent Miler. They are not issuer figures and do not represent guaranteed redemption value.
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