Zions Bank · Visa · Business
Zions Bank Amazing Rewards Business
A no-annual-fee business card earning Zions Bank Rewards: 3× on 4 categories, 1× on everything else.
- Annual fee
- $0No annual fee
- Signup bonus
- NoneNo signup bonus listed
- Top rate
- 3×4 categories
- Point value
- 1¢ In travel · 1¢ as cash (our estimate)*
Year one and year two
Is it worth it for you?
Tick the credits you’d really use and enter what you spend. The ledger adds up the bonus, your points and the credits, less the fee.
| Line | Year one | Year two |
|---|---|---|
| Signup bonus None listed | $0 | – |
| Points on your spend Enter your spending | $0 | $0 |
| Credits you’d use No statement credits listed | $0 | $0 |
| Annual fee No annual fee | $0 | $0 |
| NetYear one includes the bonus · at your inputs · our estimates* | $0 | $0 |
Earning structure
7 categories, 3 rates
| Icon | Category | Points per $1 | Worth per $100 (our estimate)* |
|---|---|---|---|
Cell Phone Carriers US onlyCap $150,000 / 12 mo, sharedNotesU.S. cellular and wireless telephone service merchants, MCC 4814. | 3× | $3.00 | |
Internet and Cable US onlyCap $150,000 / 12 mo, sharedNotesU.S. internet service merchants (MCC 4816) and cable TV merchants (MCC 4899). | 3× | $3.00 | |
Office Supplies US onlyCap $150,000 / 12 mo, sharedNotesU.S. office-supply merchants in MCCs 5044, 5045, 5111, 5943 and 5965. Superstores, warehouse clubs, supermarkets, drug stores and convenience stores may earn 1x instead. | 3× | $3.00 | |
Special US onlyCap $150,000 / 12 mo, sharedNotesU.S. telecommunications equipment and telephone sales, MCC 4812. | 3× | $3.00 | |
Airfare US onlyCap $150,000 / 12 mo, sharedNotesU.S. airline merchants, MCCs 3000-3299, which are purchases made directly with the airline. | 2× | $2.00 | |
Car Rentals US onlyCap $150,000 / 12 mo, sharedNotesU.S. vehicle-rental merchants, MCCs 3300-3499, which are purchases made directly with the rental company. | 2× | $2.00 | |
All Other NotesOne point per dollar on qualified net purchases. Cash advances, balance transfers, fees, interest and returned purchases do not earn. | 1× | $1.00 |
The rest of the card
Details, rules and benefits
Card details
- Annual fee
- None
- Card type
- Business
- Network
- Visa
- Bank
- Zions Bank
- Point system
- Zions Bank Rewards
- Travel value (our estimate)*
- 1¢ per point
- Cash value (our estimate)*
- 1¢ per point
- Foreign transaction fee
- Yes, 3%
- Transfer partners
- No
- Travel portal redemption
- No
- Cash to travel
- No
Benefits4 · 0 high value
- Credits & Discounts Visa SavingsEdge Discounts
- Travel Protections Purchase Security and Extended Protection + 2 more travel protections benefits
Benefit details, terms, and availability may vary. Please refer to the card’s terms and conditions for complete information.
Alternatives
Head to head with similar cards
 Zions Bank Amazing Rewards Business |  Chase Ink Business Cash |  State Farm Business Card Rewards |  Chase Ink Business Preferred | |
|---|---|---|---|---|
| Annual fee | $0 | $0Same | $0Same | $95+$95 |
| Signup bonus | None | $750 | None | 100,000 pts |
| Top rate | 3×4 categories | 5×4 categories | 3×6 categories | 3×16 categories |
| Travel value * | –Zions Bank Rewards | 1.85¢Ultimate Rewards | –Cash back | 1.85¢Ultimate Rewards |
| Why it’s here | This card | Also no annual fee; business card | Also no annual fee; business card | An annual fee within $100, with transferable points; business card |
Chase Ink Business Cash
$0 fee (same) · 5× top$750 bonusAlso no annual fee; business card
State Farm Business Card Rewards
$0 fee (same) · 3× topNone bonusAlso no annual fee; business card
Chase Ink Business Preferred
$95 fee (+$95) · 3× top100,000 pts bonusAn annual fee within $100, with transferable points; business card
* Point valuations are RICH with POINTS™ editorial estimates, averaged from published valuations by The Points Guy, Upgraded Points, and Frequent Miler. They are not issuer figures and do not represent guaranteed redemption value.
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