American Express · Business
Marriott Bonvoy Business
A $125-a-year business card earning Marriott Bonvoy: 6× on Hotels (Portal), 2× on everything else.
- Annual fee
- $125Charged every year
- Signup bonus
- NoneNo signup bonus listed
- Top rate
- 6×Hotels (Portal)
- Point value
- 0.73¢ In travel · 0.73¢ as cash (our estimate)*
Year one and year two
Is it worth it for you?
Tick the credits you’d really use and enter what you spend. The ledger adds up the bonus, your points and the credits, less the fee.
| Line | Year one | Year two |
|---|---|---|
| Signup bonus None listed | $0 | – |
| Points on your spend Enter your spending | $0 | $0 |
| Credits you’d use No statement credits listed | $0 | $0 |
| Annual fee Charged each year | −$125 | −$125 |
| NetYear one includes the bonus · at your inputs · our estimates* | −$125 | −$125 |
Bonus terms: Earn 3 Free Night Awards after you spend $6,000 on eligible purchases in the first 6 months of Card Membership. Each Free Night Award has a redemption level up to 50,000 Marriott Bonvoy points at hotels participating in Marriott Bonvoy®. Resort fees apply
Earning structure
5 categories, 3 rates
| Icon | Category | Points per $1 | Worth per $100 (our estimate)* |
|---|---|---|---|
| Hotels (Portal) | 6× | $4.36 | |
Cell Phone Carriers US onlyNotesUS only | 4× | $2.91 | |
| Dining | 4× | $2.91 | |
Gas Stations US onlyNotesUs only. | 4× | $2.91 | |
| All Other | 2× | $1.45 |
The rest of the card
Details, rules and benefits
Card details
- Annual fee
- $125
- Card type
- Business
- Network
- American Express
- Bank
- American Express
- Point system
- Marriott Bonvoy
- Travel value (our estimate)*
- 0.73¢ per point
- Cash value (our estimate)*
- 0.73¢ per point
- Foreign transaction fee
- None
- Transfer partners
- Yes
- Travel portal redemption
- Yes
- Cash to travel
- No
Application rules6
- Amex 1/10
Amex allows only one bonus per specific card per lifetime. However, when a "No Lifetime Language" offer is available, it means you can receive the sign-up bonus even if you've held that card previously and already earned its bonus. These offers are rare and are usually targeted to specific individuals/businesses, either through email, physical mail, or direct application links.
- Amex 3/90
You'll be declined if you apply for a fourth Amex card in 90 days.
- Bonvoy 1/24
You're allowed only 1 personal and 1 business Bonvoy Card at the same time, and only 1 bonus in the last 24 months.
- No 2nd Biz
You might not be allowed to get a second card for a separate business (EIN).
- No 5/24
Card approval not subject to 5-personal-cards-in-24-months rule
- No CR
This business card will not show on your personal credit report, so it won't count against your 5/24 status.
Transfer partners21
- AeroMexico Rewards 3:1
- Aeroplan 3:1
- American Airlines Miles 3:1
- Asia Miles 3:1
- Atmos Rewards 3:1
- Avios 3:1
- Emirates Skywards 3:1
- Etihad Guest Miles 3:1
- Flying Blue 3:1
- Flying Club 3:1
- Infinity MileageLands 1:1
- JAL Mileage Bank 3:1
- KrisFlyer 3:1
- LifeMiles 3:1
- Miles & Smiles 3:1
- Qantas Frequent Flyer 3:1
- Rapid Rewards 3:1
- Royal Orchid Plus 3:1
- SkyMiles 3:1
- TAP Miles&Go 3:1
- United MileagePlus 3:1
Ratio is Marriott Bonvoy points to partner miles or points.
Benefits5 · 2 high value
- Instant Perks & Status High valueGold Elite Status + 1 more instant perks & status benefit
- Credits & Discounts Marriott Bonvoy® Room Rate Discount
- Earn Perks & Status Earn & Redeem Free Nights + 1 more earn perks & status benefit
Benefit details, terms, and availability may vary. Please refer to the card’s terms and conditions for complete information.
Alternatives
Head to head with similar cards
 Marriott Bonvoy Business |  American Express Business Green Rewards |  Hilton Honors Business |  Chase Ink Business Preferred | |
|---|---|---|---|---|
| Annual fee | $125 | $95−$30 | $195+$70 | $95−$30 |
| Signup bonus | None | 15,000 pts | 130,000 pts | 100,000 pts |
| Top rate | 6×Hotels (Portal) | 2×Airfare (Portal), Hotels (Portal) | 12×Hotels (Portal) | 3×16 categories |
| Travel value * | 0.73¢Marriott Bonvoy | 1.9¢Membership Rewards | 0.42¢Hilton Honors | 1.85¢Ultimate Rewards |
| Why it’s here | This card | An annual fee within $100, with transferable points; business card | An annual fee within $100; business card | An annual fee within $100, with transferable points; business card |
American Express Business Green Rewards
$95 fee (−$30) · 2× top15,000 pts bonusAn annual fee within $100, with transferable points; business card
Hilton Honors Business
$195 fee (+$70) · 12× top130,000 pts bonusAn annual fee within $100; business card
Chase Ink Business Preferred
$95 fee (−$30) · 3× top100,000 pts bonusAn annual fee within $100, with transferable points; business card
* Point valuations are RICH with POINTS™ editorial estimates, averaged from published valuations by The Points Guy, Upgraded Points, and Frequent Miler. They are not issuer figures and do not represent guaranteed redemption value.
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