Barclays Bank · Mastercard World · Personal
UPromise
A no-annual-fee card earning cash back: 1.25× on everything.
- Annual fee
- $0No annual fee
- Signup bonus
- $100Cash bonus
- Top rate
- 1.25×All Other
- Point value
- 1¢Cash back, a cent a point
Year one and year two
Is it worth it for you?
Tick the credits you’d really use and enter what you spend. The ledger adds up the bonus, your points and the credits, less the fee.
| Line | Year one | Year two |
|---|---|---|
| Signup bonus cash | $100 | – |
| Cash back on your spend Enter your spending | $0 | $0 |
| Credits you’d use No statement credits listed | $0 | $0 |
| Annual fee No annual fee | $0 | $0 |
| NetYear one includes the bonus · at your inputs · our estimates* | $100 | $0 |
Bonus terms: Get $100 cash back by spending $500 in 90 days.
Earning structure
1 category, 1 rate
| Icon | Category | Points per $1 | Worth per $100 (our estimate)* |
|---|---|---|---|
All Other Notes1.529% cash back rewards when linked to a college savings plan. | 1.25× | $1.25 |
The rest of the card
Details, rules and benefits
Card details
- Annual fee
- None
- Card type
- Personal
- Network
- Mastercard World
- Bank
- Barclays Bank
- Point system
- Cash back
- Foreign transaction fee
- None
- Transfer partners
- No
- Travel portal redemption
- No
- Cash to travel
- No
Benefits2 · 0 high value
- Earn Perks & Status College Savings Integration
- Instant Perks & Status Upromise Round Up
Benefit details, terms, and availability may vary. Please refer to the card’s terms and conditions for complete information.
Alternatives
Head to head with similar cards
 UPromise |  Carnival |  GM Rewards Mastercard |  AAFES Military Star | |
|---|---|---|---|---|
| Annual fee | $0 | $0Same | $0Same | $0Same |
| Signup bonus | $100 | 30,000 pts | 30,000 pts | None |
| Top rate | 1.25×All Other | 2×Cruises (Portal) | 10×Auto Parts & Service | 2×All Other |
| Travel value * | –Cash back | 1¢Carnival FunPoints | –Cash back | –Cash back |
| Why it’s here | This card | Also no annual fee, with transferable points | Also no annual fee | Also no annual fee |
* Point valuations are RICH with POINTS™ editorial estimates, averaged from published valuations by The Points Guy, Upgraded Points, and Frequent Miler. They are not issuer figures and do not represent guaranteed redemption value.
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