Discover · Personal
Discover It Miles
A no-annual-fee card earning Discover IT Miles: 1.5× on everything.

- Annual fee
- $0No annual fee
- Signup bonus
- NoneNo signup bonus listed
- Top rate
- 1.5×All Other
- Point value
- 1¢ In travel · 1¢ as cash (our estimate)*
Year one and year two
Is it worth it for you?
Tick the credits you’d really use and enter what you spend. The ledger adds up the bonus, your points and the credits, less the fee.
| Line | Year one | Year two |
|---|---|---|
| Signup bonus None listed | $0 | – |
| Points on your spend Enter your spending | $0 | $0 |
| Credits you’d use No statement credits listed | $0 | $0 |
| Annual fee No annual fee | $0 | $0 |
| NetYear one includes the bonus · at your inputs · our estimates* | $0 | $0 |
Bonus terms: Unlimited Discover Match® We’ll automatically match all the Miles you’ve earned at the end of your first year. There's no signing up, no minimum spending or maximum rewards. Just a Mile-for-Mile match. (So that's 3x on all purchases for the first year)
Earning structure
1 category, 1 rate
| Icon | Category | Points per $1 | Worth per $100 (our estimate)* |
|---|---|---|---|
| All Other | 1.5× | $1.50 |
The rest of the card
Details, rules and benefits
Card details
- Annual fee
- None
- Card type
- Personal
- Network
- Discover
- Bank
- Discover
- Point system
- Discover IT Miles
- Travel value (our estimate)*
- 1¢ per point
- Cash value (our estimate)*
- 1¢ per point
- Foreign transaction fee
- None
- Transfer partners
- No
- Travel portal redemption
- No
- Cash to travel
- No
Application rules1
- No 5/24
Card approval not subject to 5-personal-cards-in-24-months rule
Benefits1 · 0 high value
- Credits & Discounts Travel Miles Redemption
Benefit details, terms, and availability may vary. Please refer to the card’s terms and conditions for complete information.
Alternatives
Head to head with similar cards
Discover It Miles | Discover It Cash Back | AAFES Military Star | Affinity FCU Pure Rewards | |
|---|---|---|---|---|
| Annual fee | $0 | $0Same | $0Same | $0Same |
| Signup bonus | None | None | None | 5,000 pts |
| Top rate | 1.5×All Other | 5×Quarterly Categories | 2×All Other | 1×All Other |
| Travel value * | 1¢Discover IT Miles | –Cash back | –Cash back | –Cash back |
| Why it’s here | This card | Also no annual fee | Also no annual fee | Also no annual fee |
Video and discussion
Nothing plays until you press play.
* Point valuations are RICH with POINTS™ editorial estimates, averaged from published valuations by The Points Guy, Upgraded Points, and Frequent Miler. They are not issuer figures and do not represent guaranteed redemption value.







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