Discover · Personal

Discover It Miles

A no-annual-fee card earning Discover IT Miles: 1.5× on everything.

Discover It Miles
Annual fee
$0No annual fee
Signup bonus
NoneNo signup bonus listed
Top rate
1.5×All Other
Point value
1¢ In travel · 1¢ as cash (our estimate)*

Year one and year two

Is it worth it for you?

Tick the credits you’d really use and enter what you spend. The ledger adds up the bonus, your points and the credits, less the fee.

Your spending a year, by earning rate
1.5×All Other
Illustrative numbers, not an average.
LineYear oneYear two
Signup bonus None listed$0–
Points on your spend Enter your spending$0$0
Credits you’d use No statement credits listed$0$0
Annual fee No annual fee$0$0
NetYear one includes the bonus · at your inputs · our estimates*$0$0

Bonus terms: Unlimited Discover Match® We’ll automatically match all the Miles you’ve earned at the end of your first year. There's no signing up, no minimum spending or maximum rewards. Just a Mile-for-Mile match. (So that's 3x on all purchases for the first year)

Compare whole wallets See how the It Miles does beside the cards you already hold.

Earning structure

1 category, 1 rate

IconCategoryPoints per $1 Worth per $100 (our estimate)*
All Other 1.5×$1.50

The rest of the card

Details, rules and benefits

Card details
Annual fee
None
Card type
Personal
Network
Discover
Bank
Discover
Point system
Discover IT Miles
Travel value (our estimate)*
1¢ per point
Cash value (our estimate)*
1¢ per point
Foreign transaction fee
None
Transfer partners
No
Travel portal redemption
No
Cash to travel
No
Application rules1
  • No 5/24

    Card approval not subject to 5-personal-cards-in-24-months rule

Benefits1 · 0 high value
  • Credits & Discounts Travel Miles Redemption

Benefit details, terms, and availability may vary. Please refer to the card’s terms and conditions for complete information.

Alternatives

Head to head with similar cards

Discover It MilesDiscover It Cash BackAAFES Military StarAffinity FCU Pure Rewards
Annual fee$0$0Same$0Same$0Same
Signup bonusNoneNoneNone5,000 pts
Top rate1.5×All Other5×Quarterly Categories2×All Other1×All Other
Travel value *1¢Discover IT Miles–Cash back–Cash back–Cash back
Why it’s hereThis cardAlso no annual feeAlso no annual feeAlso no annual fee

Video and discussion

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* Point valuations are RICH with POINTS™ editorial estimates, averaged from published valuations by The Points Guy, Upgraded Points, and Frequent Miler. They are not issuer figures and do not represent guaranteed redemption value.